Javelin Insurance Agency
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  • Home
  • Auto
  • Life
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Javelin Insurance Agency

Independent Insurance Agent in St Charles, IL

About us

Protection You Can Trust, Service You Can Count On

Located in Saint Charles, IL, Javelin Insurance Agency is a fully independent insurance agency proudly serving communities throughout Illinois including Algonquin, Aurora, Bartlett, Batavia, Chicago, Crystal Lake, Dekalb, Elburn, Elgin, Hampshire, Huntley, Joliet, Naperville, Schaumburg, Sycamore, and many more.

Counties including Kane, Will, Kankakee, DuPage, Lake, Mchenry, Lee, Boone, Champaign, and more.


Ask us about our complete portfolio of insurance services. For personal lines, we provide auto, homeowners, boat, motorcycle and umbrella coverage. For business insurance, we offer insurance for commercial auto, BOP, general liability, commercial property, workers compensation, business interruption, professional liability, directors & officers liability, and more. We are licensed in several states across the US, including Arizona, Florida, Indiana, Michigan, North Carolina, Texas, Wisconsin. We are also an authority in several niche industries, writing specialized policies for retail, restaurants, real estate, office buildings, apartments complexes, lessor's risk, construction, contractors, doctors, home healthcare, mechanics, roofers, welders, and many more.

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Why choose Javelin Insurance Agency

States we serve

  • Arizona
  • Florida
  • Illinois
  • Indiana
  • Michigan
  • North Carolina
  • Texas
  • Wisconsin

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Accident & Health
  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuities coverage

  • Annuities
  • Disability Income
  • Life
  • Long Term Care

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Amerisafe Insurance Company, CNA, Chubb, Hiscox Ins Co Inc., Next Insurance, Pathpoint, Pekin, Philadelphia Insurance Companies, The Hartford, US Assure, biBERK

Javelin Insurance Agency Reviews

Average based on 7 reviews Leave a review

Customer Reviews

January 29, 2025

Great Agency and Friendly staff. They go above and beyond to help you with any questions you have and to make sure you, your family or your business are covered based on your needs. Its a relationship you want to invest in with the loyalty and trust of everyone at the Agency. Lesia, Thank you for being the best at what you do. You are the best!

January 29, 2025

I wanted to shop around for insurance and found The Javelin insurance agency. They got me the best price and explained what everything meant. I now have better coverage than I did at a better price and understand my policy!

January 29, 2025

What an experience. We as a company moved over to a new agent in 2024. Joe Jernigan is the epitome of customer service. We had a large group of companies requesting COI's, there were hiccups, but we moved through them together. It has been a learning experience for me with Joe's guidance I now understand so much more concerning my coverages and ongoing insurance needs. Don't pass up this agent!

January 29, 2025

I worked with Anthony at Javelin Insurance Agency. He was able to get me a business owners policy at a price I could not beat. He was very knowlegable and helpful. Thank you for your help Anthony

January 29, 2025

Javelin Insurance help me find insurance that was right for my business at a price that I could not beat. They were very knowledgable and very helpful. Thank you so much for helping insure my business

January 28, 2025

I worked with Joe at Javelin Insurance Agency, and he was amazing! He helped me get a business owner policy and commercial auto coverage, making sure I had exactly what I needed. Joe was super friendly, professional, and really took the time to understand my business. I highly recommend Joe and Javelin Insurance for anyone looking for great insurance service. Thanks, Joe, for all your help!

September 26, 2024

Matthew was able to understand our business needs and clearly communicated options and coverages to give us the best coverage for the best price! All my friends and family will be going through Matthew from now on!

Our Commitment to Transparent and Trustworthy Reviews

We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.

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Javelin Insurance Agency

Protection You Can Trust, Service You Can Count On