Agency website
About us
Where we know how to help you choose great insurance!
Welcome to Dcruz Agency, LLC, your trusted independent insurance agency serving clients across New Jersey and Pennsylvania with offices in Hightstown NJ, East Brunswick NJ, and Morrisville PA. Since our inception, we have dedicated ourselves to providing expert advice and quality service to our clients.
At Dcruz Agency, we represent more than 20 leading local and national insurance carriers, allowing us to offer highly tailored solutions that meet your unique coverage needs at competitive rates. Our diverse range of services includes auto insurance, home insurance, life insurance, business insurance, and more.
Our team is composed of highly experienced and knowledgeable professionals, including agents, producers, and a dedicated service team, all committed to ensuring you receive the best possible insurance coverage. We pride ourselves on our core values of integrity, excellence, communication, and community involvement, as we strive to build long-term relationships with our clients.
Whether you are looking for personal insurance solutions or commercial coverage, we are here to assist you every step of the way. Our mission is to provide you with the highest level of service and support, ensuring that you are well-informed about your options.
Experience the Dcruz difference-where your insurance needs come first!
What our clients are saying
"Excelente!!! "
"Very good attention from Estuardo, he knew how to answer all the questions I had regarding my insurance."
"Jacob Velez is very patient, spent all morning to find the best rate for my rental property. I am going to buy another landlord policy from him."
"Excellent service 10/10 slim polette."
"I worked with Jacob on getting my HOI. He was able to provide me HOI with a reputed company quickly and no fuss. "
"Jacob was very helpful towards my father he helped him out and was very patient with us, helped us get insurance quick! "
"Jacobo made sure to give me good service, thank you for helping me a lot "
"Thanks to Raymer Nivar, I appreciate your help. I recommend it. "
"Excellent service, especially Polette, who was extremely patient in finding the insurance that suited us. I recommend them."
"Mr. Enrique Ruiz of DCruz Agency in Hightstown, NJ, was very responsive to my insurance needs. He didn't just bundle my auto and home insurance by approaching his wide market resources but he also recommended adding umbrella coverage. And he did so in such a short time. Thank you, Enrique. I highly recommend Mr. Enrique Ruiz for your insurance needs. "
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose Dcruz Agency
States we serve
- New Jersey
- Pennsylvania
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Flood
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AAA, Allstate, Berkshire Hathaway GUARD Insurance Company, Bristol West Insurance Company, Builders & Tradesmen's Insurance (BTIS), CRC Group, Farmers Insurance Company, GEICO, Hagerty, Hiscox Ins Co Inc., National General Insurance (GMAC), Next Insurance, Pie Insurance, Propeller Bonds, Wright FloodDcruz Agency Team
Dcruz Agency Reviews
Customer Reviews
Excelente!!!
Very good attention from Estuardo, he knew how to answer all the questions I had regarding my insurance.
Jacob Velez is very patient, spent all morning to find the best rate for my rental property. I am going to buy another landlord policy from him.
Excellent service 10/10 slim polette.
I worked with Jacob on getting my HOI. He was able to provide me HOI with a reputed company quickly and no fuss.
Jacob was very helpful towards my father he helped him out and was very patient with us, helped us get insurance quick!
Jacobo made sure to give me good service, thank you for helping me a lot
Thanks to Raymer Nivar, I appreciate your help. I recommend it.
Excellent service, especially Polette, who was extremely patient in finding the insurance that suited us. I recommend them.
Mr. Enrique Ruiz of DCruz Agency in Hightstown, NJ, was very responsive to my insurance needs. He didn't just bundle my auto and home insurance by approaching his wide market resources but he also recommended adding umbrella coverage. And he did so in such a short time. Thank you, Enrique. I highly recommend Mr. Enrique Ruiz for your insurance needs.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
