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About us
Guided by Expertise. Driven by Service.
Lyons Risk Management (LRM) is a St. Petersburg, Florida-based independent insurance agency specializing in business insurance and community association insurance for condominium associations and homeowner associations. We provide tailored insurance solutions and proactive risk management services to protect businesses and communities from financial loss, liability, and operational disruption.
At LRM, we understand that no two clients are the same. That's why we take a customized approach to coverage, offering policies that are aligned with your industry, operations, and long-term goals. Whether you're a business owner looking to protect your company's assets, or a community association seeking comprehensive coverage that meets governing document and state requirements, we're here to help.
We specialize in a wide range of coverages, including general liability insurance, property insurance, workers' compensation, directors and officers (D&O) liability, cyber liability, flood insurance, umbrella policies, and more. Our team also provides policy reviews, coverage audits, and risk assessments to ensure you have the right protection in place.
What sets LRM apart is our commitment to clear communication, client-first service, and long-term partnerships. We prioritize education and transparency, so our clients fully understand their policies and the risks they face. Our ongoing support includes policy maintenance, claims guidance, and strategic planning as your needs evolve.
We're not just an insurance agency-we're a risk management partner dedicated to protecting what you've built. If you're looking for smarter, more strategic insurance solutions for your business or community association, Lyons Risk Management is here to help.
Business insurance - HOA insurance - Condo association insurance - Risk management - Insurance audit - Florida insurance agency - Liability insurance - Commercial property insurance - Workers' comp - St. Petersburg insurance agency
What our clients are saying
"Lyons Risk Management was professional, courteous and prompt. Answered my questions quickly. Highly Recommend "
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"Niko is a pleasure to work with! Very professional! "
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Commercial Lines insurance professionals
Ask me about these types of insurance...
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Hotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.
Bakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.
Our independent insurance agents can help you find the right coverage for your daycare at the right price.
Why choose Lyons Risk Management
States we serve
- Florida
Our insurance coverages
Business insurance coverage
- Accident & Health
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Lyons Risk Management Team
Lyons Risk Management Reviews
Customer Reviews
Lyons Risk Management was professional, courteous and prompt. Answered my questions quickly. Highly Recommend
Niko is a pleasure to work with! Very professional!
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
