Agency website
About us
Quality you can count on
A tireless commitment to quality drives us. From the most reputable and proven insurance products to unrivaled service, our team delivers.Nicholas/Tobin specialists thoroughly evaluate your needs first.
Once we have a complete picture of your goals, assets, risk tolerance and budget, we search the top insurance carriers in the country to customize your coverage. Whether its homeowner insurance, automobile insurance or business insurance, we design policies that reflect you and your business so you enjoy the peace of mind you deserve.Nicholas/Tobin's mission is to provide its clients the highest quality insurance products and services available today to protect them, their families, and businesses.
Our commitment to service means our team of licensed professionals is here to help with simple policy questions, consult with you to determine appropriate coverages and be available 24/7 when trouble strikes and you need assistance managing through the claim process.
What our clients are saying
"Nicholas/Tobin is always there when I need sound advice. I have a small growing business so at first I couldn't afford a big fancy insurance program. Nicholas / Tobin provided me with the strategic advice I was looking for so that I could stage the coverage's that I needed and put them into place as my business grew. This was the solution that I was looking for."
"My business has been growing for several years and I really wanted an agent to review the coverage's that I had in place. When I came to Nicholas/Tobin, they not only reviewed my coverage but made several changes which brought my attention to how I was missing some very important coverage'. More importantly they improved my insurance policy to better reflect where I was and where my business was going into the future. They didn't just quote "Apples to Apples" they actually improved my coverage for less money."
"I always thought my insurance was rather complex. I was used to having various agents in many states as I own homes in California, Florida and Connecticut. The folks at Nicholas / Tobin solved all that and now I have one excellent team for all me insurance needs."
"My realtor suggested I call Nicholas / Tobin and what a professional team. Buying a home in a new area is always a daunting task with everything I had going on. Nicholas / Tobin couldn't have made the process any easier for me. They put together a wonderful insurance program that was tailored just for me and my family and handled all the paperwork with my bank and attorney. Thank you N/T"
"I was referred to Nicholas / Tobin through Chubb insurance when I moved to the area over ten years ago. While I have had several New York agents over my life time I could not be more pleased on the support and service that Nicholas / Tobin provides. If you looking for a good professional insurance team, you should call Nicholas / Tobin."
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose Nicholas Tobin, Inc.
States we serve
- Arizona
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Idaho
- Maine
- Maryland
- Massachusetts
- New Hampshire
- New Jersey
- New York
- North Carolina
- Pennsylvania
- Rhode Island
- South Carolina
- Texas
- Vermont
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
- Annuities
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AmTrust Financial, Applied Underwriters, CNA, Charter Oak Fire Ins, Chubb, Cincinnati Insurance Company, Hagerty, Hartford Steam Boiler, Hiscox Ins Co Inc., New London County Insurance Companies, Pacific Indemnity Company, PersonalUmbrella.com Insurance, Philadelphia Insurance Companies, RPS, The Hartford, VindatiNicholas Tobin, Inc. Team
Nicholas Tobin, Inc. Reviews
Customer Reviews
Nicholas/Tobin is always there when I need sound advice. I have a small growing business so at first I couldn't afford a big fancy insurance program. Nicholas / Tobin provided me with the strategic advice I was looking for so that I could stage the coverage's that I needed and put them into place as my business grew. This was the solution that I was looking for.
My business has been growing for several years and I really wanted an agent to review the coverage's that I had in place. When I came to Nicholas/Tobin, they not only reviewed my coverage but made several changes which brought my attention to how I was missing some very important coverage'. More importantly they improved my insurance policy to better reflect where I was and where my business was going into the future. They didn't just quote "Apples to Apples" they actually improved my coverage for less money.
I always thought my insurance was rather complex. I was used to having various agents in many states as I own homes in California, Florida and Connecticut. The folks at Nicholas / Tobin solved all that and now I have one excellent team for all me insurance needs.
My realtor suggested I call Nicholas / Tobin and what a professional team. Buying a home in a new area is always a daunting task with everything I had going on. Nicholas / Tobin couldn't have made the process any easier for me. They put together a wonderful insurance program that was tailored just for me and my family and handled all the paperwork with my bank and attorney. Thank you N/T
I was referred to Nicholas / Tobin through Chubb insurance when I moved to the area over ten years ago. While I have had several New York agents over my life time I could not be more pleased on the support and service that Nicholas / Tobin provides. If you looking for a good professional insurance team, you should call Nicholas / Tobin.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
