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Kape Insurance Agency Inc., an independent insurance agency, has been helping NJ businesses and residents find the right coverage for over 50 years. In 1961, Bernard Kape founded the Agency at the original and current location in South Plainfield, New Jersey. Soon after, the agency grew by way of establishing solid relationships with clients, carriers and the community.
In 1983, Bernard's son, Alan joined and now leads the Agency, which services all of NJ & surrounding states. Our committed staff of professionally trained agents has the knowledge and insight to provide you with the coverage that you need to protect your auto, home or small business.
We are also proud to specialize in providing cutting edge services and business insurance expertise to the IT/Computer Designer Industry. At Kape Insurance Agency Inc., we strive to provide our clients with cost-effective risk management solutions to minimize exposure to financial loss. We achieve this by offering dependable service, and continually advising through the insurance process. The result is loyal and satisfied clients. Contact us for all of your personal and commercial needs!
What our clients are saying
"Once again, Kim from Cape insurance went above and beyond to help me with an insurance problem. This is not the first the Kim or other members of the staff have been so helpful and patient. I would recommend them to anyone who needs help with their insurance needs. Thank you again, Dave"
"I've had Kape insurance for over 5 years. Kim Albanese is very professional , thorough and take pride in working for Kape. She is always helpful when i need and never disappoints . I highly recommend this company for all your insurance needs."
"We are client of Kape Insurance for more than 12 years and always received best service from them, I can see that they do not compromise in service. Staff is excellent and have solution for each and every issue. We are glad that we are in good hands. Thanks to all for providing wonderful service."
"I was having a hard time finding insurance within budget. Kape really helped me out. The ladies were great and Rebecca helped me a lot with billing and coverage questions! It was a very pleasant and easy experience. Highly recommend!"
"Fantastic staff - we have been with Kape Insurance for over 25 years - great company, competitive pricing and it is wonderful that they care about your company and you - I use them not only for our company but personally as well! The are superb!"
"I work with Kape on a weekly basis, couldn't be more happy with the service we receive! Every request gets an immediate reply and I receive my requests in a timely manner. Always willing to answer my questions and/or explain something I may not understand. Definitely an insurance company that still and always has cared about customer service and the quality of their work!"
"Reached out to Kape looking for the best rate for insurance. Not only was the customer service great, but all questions were answered quickly and I received a full explanation of different coverages that would fit my needs. Had a great experience working with them and highly recommend."
"We have been working with Kape Insurance for over 15 years, and they take care of our corporate and personal Insurance requirements. We are extremely happy with the personalized service we get. Each staff member is very knowledgeable, competent and prompt in responding . They always send timely reminders and make sure that we have the best rates too."
"Kape Insurance has always been there for my family with great competitive rates, honesty, and outstanding service. We are very grateful for their personal touch!!"
"The service level is exceptional. I find the entire team to be great listeners, which is key in resolving customer concerns and issues. In addition the agency has deep industry experience and they are very good at providing common sense approach that evaluates the cost of a program weighted against the risk management benefit with a ROI view ."
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Our independent insurance agents are here to help you find the best life insurance that will take care of those you leave behind.
An annuity is an investment product issued by an insurance company that provides you with guaranteed periodic payments in return for your initial investment.
If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Why choose Kape Insurance Agency Inc.
States we serve
- Georgia
- New Jersey
- New York
- Pennsylvania
- Virginia
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Motorcycle
- Other
- Personal Watercraft
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
- Annuities
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
ABA Insurance Services, ARI Insurance Companies, Allstate, AmTrust Financial, American Collectors Insurance, American Reliable Insurance, Appalachian Underwriters, Applied Underwriters, Beazley Insurance Company, Builders & Tradesmen's Insurance (BTIS), CNA, CNA Surety, Chubb, Cumberland Mutual, Franklin Mutual Insurance Company, Hagerty, Hiscox Ins Co Inc., Lloyd's, Markel Specialty, MedPro Group, Merchants Insurance Group, Mercury Insurance Group, NFP, NIP Group, Nautilus Insurance, Neptune Flood, Penn National Insurance, Pennsylvania Lumbermens Mutual, Philadelphia Insurance Companies, RPS, Scottsdale Insurance Company, The Hartford, Tokio Marine HCC, Tower Group Companies, US Assure, United States Liab, Utica First Insurance Company, Utica National Insurance, Western World InsuranceKape Insurance Agency Inc. Team
Kape Insurance Agency Inc. Reviews
Customer Reviews
Once again, Kim from Cape insurance went above and beyond to help me with an insurance problem. This is not the first the Kim or other members of the staff have been so helpful and patient. I would recommend them to anyone who needs help with their insurance needs. Thank you again, Dave
I've had Kape insurance for over 5 years. Kim Albanese is very professional , thorough and take pride in working for Kape. She is always helpful when i need and never disappoints . I highly recommend this company for all your insurance needs.
We are client of Kape Insurance for more than 12 years and always received best service from them, I can see that they do not compromise in service. Staff is excellent and have solution for each and every issue. We are glad that we are in good hands. Thanks to all for providing wonderful service.
I was having a hard time finding insurance within budget. Kape really helped me out. The ladies were great and Rebecca helped me a lot with billing and coverage questions! It was a very pleasant and easy experience. Highly recommend!
Fantastic staff - we have been with Kape Insurance for over 25 years - great company, competitive pricing and it is wonderful that they care about your company and you - I use them not only for our company but personally as well! The are superb!
I work with Kape on a weekly basis, couldn't be more happy with the service we receive! Every request gets an immediate reply and I receive my requests in a timely manner. Always willing to answer my questions and/or explain something I may not understand. Definitely an insurance company that still and always has cared about customer service and the quality of their work!
Reached out to Kape looking for the best rate for insurance. Not only was the customer service great, but all questions were answered quickly and I received a full explanation of different coverages that would fit my needs. Had a great experience working with them and highly recommend.
We have been working with Kape Insurance for over 15 years, and they take care of our corporate and personal Insurance requirements. We are extremely happy with the personalized service we get. Each staff member is very knowledgeable, competent and prompt in responding . They always send timely reminders and make sure that we have the best rates too.
Kape Insurance has always been there for my family with great competitive rates, honesty, and outstanding service. We are very grateful for their personal touch!!
The service level is exceptional. I find the entire team to be great listeners, which is key in resolving customer concerns and issues. In addition the agency has deep industry experience and they are very good at providing common sense approach that evaluates the cost of a program weighted against the risk management benefit with a ROI view .
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
