Agency website
About us
Bay Harbour Insurance Agency, Inc. is licensed to provide insurance and financial solutions in New York. We are located on Waverly Avenue in the Village of Patchogue, N.Y.
Serving the people of New York, Bay Harbour Insurance is an independent agency that was founded in 1985 with the purpose of providing quality, cost-effective property & casualty insurance products, life & health insurance and financial services from a variety of different companies.
Our specialty is the difficult coastal exposures!
What our clients are saying
"When looking for home insurance we were referred to Bay Harbour Insurance. And our recommendation couldnt be better. The process with the agent Scott was so smooth. From start to finish. Scott explained every detail and answered every question we had. They were so easy to reach, through text and phone call anytime we needed him. They really made finding home insurance easy and we loved it as first-time home buyers. I am going to recommend them to everyone."
"I have been a customer with Bay Harbour Insurance Agency for over 15 years. Scott Butler has taken customer service to the next level. He worked hard to find me the best and most cost effective home owners insurance policy that has given me more coverage than I ever had. Scott explained what I was missing and recommended I increase my coverage to cover everything in my house not just the structure. Thank you Scott I really appreciate you looking after me and my home."
"Scott at Bay Harbour was so easy to work with and a huge help when I quickly needed to get a new insurance policy this fall. I had help through every step of the process and feel secure in knowing that we have the best plan for our needs."
"Scott Butler did an amazing job getting me homeowners insurance. He was very professional and kept things simple and the best is I saved a lot of money. Thanks for all your help!"
"Bay Harbor group insurance in Patchogue did a great job reducing my home+auto+motorcycle insurance They found the best rates and were pretty responsive during our communication. On my first contact with them I did not receive a response but after I called them once, Scott Butler took my case over and he was super responsive until the whole procedure was finished. He also followed up several times about the house inspection and was always on top of it. He is the reason for this 5 star rating. Bay Harbor insurance brokers work with several insurance companies so they can find you the best available rate."
"Scott Butler is an amazing person to work with when it comes to finding homeowners insurance! This guy is awesome. So responsive and informative. He made this process smooth for me as a first time homeowner I 100% recommend to anyone. Will be recommending all friends and family over to him."
"I had a very good experience with Scott who helped me obtain a new homeowners policy. His communication was great and always responded to my emails in a timely manner."
"Was shopping around for Homeowners Insurance. Fortunate enough to find Bay Harbour Insurance in Patchogue NY and in particular Scott Butler one of the agents. Listened intently to my needs and saved me a ton of money on my homeowners insurance. Placed me with an A rated company. Highly recommend Scott and Bay Harbour Insurance Group"
"Scott was very helpful pleasant to speak with. He was very attentive to my need for obtaining homeowners insurance and kept me update throughout the process. I highly recommend."
"Had a great experience with the Bay Harbour Insurance Agency, Inc. I worked with Scott to select the best insurance for my family and arrange a defensive driving course. He was prompt with emails and efficient in getting everything set up. It was a pleasure working with him!"
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Our independent insurance agents are here to help you find the best life insurance that will take care of those you leave behind.
An annuity is an investment product issued by an insurance company that provides you with guaranteed periodic payments in return for your initial investment.
If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Why choose Bay Harbour Insurance Agency Inc
States we serve
- New York
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Annuities
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
Hiscox Ins Co Inc., Mercury Insurance Group, MetLife Auto & Home, RPS, Utica First Insurance Company, Vindati, Zurich North AmericaBay Harbour Insurance Agency Inc Team
Bay Harbour Insurance Agency Inc Reviews
Customer Reviews
When looking for home insurance we were referred to Bay Harbour Insurance. And our recommendation couldnt be better. The process with the agent Scott was so smooth. From start to finish. Scott explained every detail and answered every question we had. They were so easy to reach, through text and phone call anytime we needed him. They really made finding home insurance easy and we loved it as first-time home buyers. I am going to recommend them to everyone.
I have been a customer with Bay Harbour Insurance Agency for over 15 years. Scott Butler has taken customer service to the next level. He worked hard to find me the best and most cost effective home owners insurance policy that has given me more coverage than I ever had. Scott explained what I was missing and recommended I increase my coverage to cover everything in my house not just the structure. Thank you Scott I really appreciate you looking after me and my home.
Scott at Bay Harbour was so easy to work with and a huge help when I quickly needed to get a new insurance policy this fall. I had help through every step of the process and feel secure in knowing that we have the best plan for our needs.
Scott Butler did an amazing job getting me homeowners insurance. He was very professional and kept things simple and the best is I saved a lot of money. Thanks for all your help!
Bay Harbor group insurance in Patchogue did a great job reducing my home+auto+motorcycle insurance They found the best rates and were pretty responsive during our communication. On my first contact with them I did not receive a response but after I called them once, Scott Butler took my case over and he was super responsive until the whole procedure was finished. He also followed up several times about the house inspection and was always on top of it. He is the reason for this 5 star rating. Bay Harbor insurance brokers work with several insurance companies so they can find you the best available rate.
Scott Butler is an amazing person to work with when it comes to finding homeowners insurance! This guy is awesome. So responsive and informative. He made this process smooth for me as a first time homeowner I 100% recommend to anyone. Will be recommending all friends and family over to him.
I had a very good experience with Scott who helped me obtain a new homeowners policy. His communication was great and always responded to my emails in a timely manner.
Was shopping around for Homeowners Insurance. Fortunate enough to find Bay Harbour Insurance in Patchogue NY and in particular Scott Butler one of the agents. Listened intently to my needs and saved me a ton of money on my homeowners insurance. Placed me with an A rated company. Highly recommend Scott and Bay Harbour Insurance Group
Scott was very helpful pleasant to speak with. He was very attentive to my need for obtaining homeowners insurance and kept me update throughout the process. I highly recommend.
Had a great experience with the Bay Harbour Insurance Agency, Inc. I worked with Scott to select the best insurance for my family and arrange a defensive driving course. He was prompt with emails and efficient in getting everything set up. It was a pleasure working with him!
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
