Agency website
About us
Providing Peace of Mind
Smith Carpenter is an independent insurance agency, protecting clients throughout West Virginia, Ohio, and Pennsylvania for over 60 years. As an independent agency, we've built relationships with a number of top insurance carriers. This enables us to shop around for your coverage in order to find you the right policy for your unique needs at the best value. We are proud to offer low-cost home and auto insurance, along with all forms of commercial and life coverages. Also, the most extensive senior benefits in the area, including Medicare Supplements, Medicare Advantage Plans and Final Expense.
We are known for our personal attention to each of our clients. Reach out today to learn how we can help you in your search for the right insurance.
What our clients are saying
"I recently moved back into this area and have felt guided and "taken care of" with all of my insurance."
"I've trusted Smith Carpenter Agency for my home and auto insurance for over 25 years. The staff is fantastic - extremely knowledgeable, helpful and always available. They have given me the best insurance options and the most cost-effective insurance. I would never change agencies. It's not easy to find a business you can trust and depend on - Smith Carpenter Agency is both."
"We have relied on Smith Carpenter Agency to provide all of our insurance for the past 20 years. The personal attention is invaluable to us. They are prompt, courteous and caring. When our daughter purchased her first car insurance policy, we never considered referring her to anybody else. We know we can trust Smith Carpenter Agency to be there when we need them!"
"They are always an absolute pleasure to work with! I've been with them for 10+ years and each experience has been great!"
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose Smith-Carpenter Agency, Inc.
States we serve
- Ohio
- Pennsylvania
- West Virginia
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
GuideOne Insurance, Hiscox Ins Co Inc., MetLife Auto & Home, Oxford Life Insurance Company, US Assure, Vindati, Wright FloodSmith-Carpenter Agency, Inc. Reviews
Customer Reviews
I recently moved back into this area and have felt guided and "taken care of" with all of my insurance.
I've trusted Smith Carpenter Agency for my home and auto insurance for over 25 years. The staff is fantastic - extremely knowledgeable, helpful and always available. They have given me the best insurance options and the most cost-effective insurance. I would never change agencies. It's not easy to find a business you can trust and depend on - Smith Carpenter Agency is both.
We have relied on Smith Carpenter Agency to provide all of our insurance for the past 20 years. The personal attention is invaluable to us. They are prompt, courteous and caring. When our daughter purchased her first car insurance policy, we never considered referring her to anybody else. We know we can trust Smith Carpenter Agency to be there when we need them!
They are always an absolute pleasure to work with! I've been with them for 10+ years and each experience has been great!
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
