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C T Lowndes & Company
  • Business
  • Home
  • Auto
  • Life
This badge signifies we are a Trusted Choice agency. As a Trusted Choice agency, we understand your needs as a member of your local community. We use our broad market access to provide you with choices and are committed to offering you expertise, guidance, and tailored service for years to come.

C T Lowndes & Company

Independent Insurance Agent in Charleston, SC

About us

The Insurance Agency of Choice

C.T. Lowndes & Company Insurance Agency is South Carolina's oldest independent insurance brokerage. We have been serving the Lowcountry of S.C. since 1850. Our original office was located in downtown historic Charleston, and moved to its current location in 1981. The Charleston office serves downtown Charleston and the West Ashley area including the rapidly growing areas along Hwy 61, Hwy 17.

Our agents specialize in quotes and policies for homes, beach homes, and condominiums, even ones on the front beach. We are known for our expertise in handling entire accounts, quoting personal automobile, flood insurance, watercraft, and other recreation type vehicles. Some of our agents specialize in commercial insurance, and quotes and issue policies for business insurance, general liability insurance, commercial package insurance, and workers compensation insurance for small and large businesses. We also offer worksite group benefits insurance, and group health insurance.

Personal Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Our independent insurance agents will find you the right insurance for your farm that covers everything you need.

Request a farm insurance quote

Why choose C T Lowndes & Company

States we serve

  • South Carolina

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Business Owners Package (BOP)
  • Business Vehicle
  • Property

Life & Annuties coverage

  • Annuities
  • Life

Recommended insurance company partners

Other companies we work with:

Accident Fund, Auto-Owners Insurance Company, Burns & Wilcox, CNA, Centauri Insurance, Chubb, Frontline Insurance, Grange Insurance, Hagerty, Harford Mutual, Haulers Insurance Company, Hiscox Ins Co Inc., Homeowners of America, Interboro Insurance Company, Johnson & Johnson Insurance, PURE, RPS, SageSure Insurance, The Hanover Insurance Group, Universal North American, Vindati

C T Lowndes & Company Team

Henry H. Lowndes Jr. - Chief Executive Officer
Henry H. Lowndes Jr.
Chief Executive Officer
Kathryn Thomas
Kathryn Thomas
Paulette Klingel
Paulette Klingel
Matthew Ayer
Matthew Ayer
Robert Mappus - Sales Executive
Robert Mappus
Sales Executive
Pixie Melfi
Pixie Melfi
Anthony Branch
Anthony Branch
Bonnie Robinson
Bonnie Robinson
Danielle Wolke
Danielle Wolke
Dena Harmon
Dena Harmon
Diana Green
Diana Green
Donna Clark
Donna Clark
Doreen Monahan
Doreen Monahan
Elizabeth Skistimas
Elizabeth Skistimas
Gregory Kadow
Gregory Kadow
Heather McManus
Heather McManus
Helyn Kim - CL CSR Supervisor
Helyn Kim
CL CSR Supervisor
Julianna Hassell - Commercial CSR
Julianna Hassell
Commercial CSR
Leighton Besse - HRO
Leighton Besse
HRO
Lynn Stokes
Lynn Stokes
Melanie Pickering - Account Executive
Melanie Pickering
Account Executive
Linda Worthy - CL - CSR
Linda Worthy
CL - CSR
Marianne Todd - CL - CSR
Marianne Todd
CL - CSR
Michele Harper
Michele Harper
Michelle Pratz - PL CSR
Michelle Pratz
PL CSR
Michelle Connolly
Michelle Connolly
Nancy Harper - CL - CSR
Nancy Harper
CL - CSR
Designations
  • AAI
Nancy Miller
Nancy Miller
Nicholas Latto
Nicholas Latto
Nicole Owens
Nicole Owens
Sandra Sabback - CSR - PL
Sandra Sabback
CSR - PL
Pamela DiGiacomo - Personal Lines CSR
Pamela DiGiacomo
Personal Lines CSR
Reeves Bair
Reeves Bair
Walter Cuthbert
Walter Cuthbert
Tyler Bewley - Account Executive
Tyler Bewley
Account Executive
Sarah Lowndes
Sarah Lowndes
Sarabeth Brinson - CSR - Personal Lines
Sarabeth Brinson
CSR - Personal Lines
Phyllis Lantz - Producer
Phyllis Lantz
Producer

C T Lowndes & Company Reviews

Average based on 5 reviews Leave a review

Customer Reviews

March 28, 2021

Chris Lantz did an excellent job with our insurances in a not 'standard' situation. Recommend her and C.T. Lowndes & Company.

March 28, 2021

Chris Lantz of your Charleston office is an absolute gem! She provided us with better coverage on our home and auto insurances while also saving us money. Chris is very informed, prompt with her responses, and she truly is a joy to work with and a pleasure to be around! I highly recommend Chris Lantz and C.T. Lowndes & Company.

March 28, 2021

Bonnie Robinson was amazing! She was so responsive and answered our (very many) questions. The rates she gave us were far better than other companies and she was able to work directly with our mortgage lender to make sure our closing happened without any issues. We will definitely be using her for all of our insurance needs. :)

March 28, 2021

Our agent is Bonnie Robinson. She is very responsive, kind, and performs each requested task accurately and expeditiously. CT Lowndes and Bonnie Robinson are true examples of exemplary local professional services. If you need insurance or simply have a question, I recommend CT Lowndes.

March 28, 2021

I go to Paula Stubblefield whenever I have questions about commercial insurance. She has been a huge help answering my insurance questions. I would recommend her to anyone!

Our Commitment to Transparent and Trustworthy Reviews

We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.

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C T Lowndes & Company

The Insurance Agency of Choice

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