About us
Insurance Since 1934
We've been helping the Clover community and residents of both South Carolina and North Carolina compare and save on insurance since 1934.
As an independent insurance agency, we can offer competitive rates and tailored insurance programs that fit your needs. We can help you find the best value on auto insurance, home insurance, business insurance, and more from several of South Carolina's most trusted carriers.
Get the insurance you need at a price you can afford.
Commercial Lines insurance professionals
Ask me about these types of insurance...
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteHotel insurance is a very specific type of business insurance that's been tailored to meet the unique coverage needs of your business. Talk to an independent agent.
Request a hotel insurance quoteBakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.
Request a bakery insurance quoteGym insurance covers costs if someone gets hurt and there's a lawsuit. Talk to an independent insurance agent.
Request a gym insurance quoteWhy choose Sifford-Stine Insurance Agency
States we serve
- North Carolina
- South Carolina
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
- Annuities
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
ABA Insurance Services, Accident Fund, Accident Fund/Comp West, Admiral Insurance, All Risks, Allstate, AmTrust Financial, American Modern, Appalachian Underwriters, Applied Underwriters, Atlantic Cas Insurance Company, Auto Owners Insurance, Auto-Owners Insurance Company, Beazley Insurance Company, Builders Insurance Group, Builders Mutual Insurance Company, Burlington Insurance Company, Burns & Wilcox, CNA, CNA Surety, Cincinnati Insurance Company, Crum & Forster Insurance, Eastern Underwriting Managers, Employers Compensation Insurance Company, Employers General Insurance Group Inc., Employers Security Insurance Company, Hagerty, Hiscox Ins Co Inc., Hull & Company, James River Insurance Company, Johnson & Johnson Insurance, K&K Insurance Group, Kinsale Insurance, Lititz Mutual Insurance Company, Lloyd's, Markel Specialty, Middle Oak, NCCI Insurance Company, National Flood Insurance Program (NFIP), National General Insurance (GMAC), National Indemnity Company (NICO), Nautilus Insurance, Northwest GF, Openly Insurance, Pie Insurance, Surplus & Excess Lines, TAPCO, Tokio Marine HCC, US Assure, Vacant Express, biBERKSifford-Stine Insurance Agency Team
- CIC
- CISR
- CISR