Agency website
About us
Providing security since 1934
At Karcher Agency, we are proud to provide superior customer service to each and every client. Our first goal is to learn what you need for protection, and then find the right policy for those needs at the best value in our markets.
As an independent insurance agency, we represent a hand-picked group of reputable, financially sound insurance companies. This allows us to place your policy with the company offering the best coverage at a competitive price.
Our agency is big enough to get the job done, and small enough to provide the personal service you deserve. Our business hours are 8:30am to 5:00pm weekdays and by appointment after 5:00pm or on Saturdays.
We are committed to:
- Reducing your insurance costs, and gaps in coverage
- Analyzing your insurance requirements first from the viewpoint of risk management.
- Establishing a solid relationship of service and mutual trust with each of our clients.
- A high standard of excellence in everything that we do
What our clients are saying
"GREAT service! Worked through complex difficulties!"
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose Karcher Agency Inc
States we serve
- Michigan
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
- Annuities
- Disability Income
- Life
- Long Term Care
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AIG Insurance Company, Accident Fund, Auto-Owners Insurance Company, Beazley Insurance Company, CNA, Chubb, Frankenmuth Mutual Insurance Company, Hagerty, Hartford Steam Boiler, Hiscox Ins Co Inc., J.C. Taylor, Lexington Insurance Co, Markel Specialty, Middle Oak, Oxford Life Insurance Company, Scottsdale Insurance Company, The Hanover Insurance Group, United States Liab, VindatiKarcher Agency Inc Reviews
Customer Reviews
GREAT service! Worked through complex difficulties!
