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Karn Sitkins Payette Insurance
  • Business
  • Home
  • Auto
  • Life
This badge signifies we are a Trusted Choice agency. As a Trusted Choice agency, we understand your needs as a member of your local community. We use our broad market access to provide you with choices and are committed to offering you expertise, guidance, and tailored service for years to come.

Karn Sitkins Payette Insurance

Independent Insurance Agent in Wyandotte, MI

About us

We Protect What's Yours

At KSP Insurance, we are an independent agency dedicated to our customers. We have built relationships with dozens of insurance companies, which allows us to get you the right price for the right service. Whether you have the ideal history that preferred companies desire, or a less-than-perfect history, we will find you the right coverage, with the best company.

Make changes to your policy directly from our website twenty-four hours a day, seven days a week. As an independent insurance agent, let us get the right coverages with the personal touch you would expect from your neighborhood insurance agent.

Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Request a business insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

Request a cyber liability quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Restaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.

Request a restaurant insurance quote

Why choose Karn Sitkins Payette Insurance

States we serve

  • Michigan

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Life

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Agriculture, Forestry, Fishing and Hunting
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Information
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Mining, Quarrying, and Oil and Gas Extraction
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Public Administration
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
  • Transportation and Warehousing
  • Utilities
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

Accident Fund, Auto-Owners Insurance Company, Frankenmuth Mutual Insurance Company, Grange Insurance, Hastings Mutual, Hiscox Ins Co Inc., Michigan Insurance Company, Philadelphia Insurance Companies, Pioneer State Mutual, The Hanover Insurance Group, The Hartford, Vindati

Karn Sitkins Payette Insurance Team

Carol Storck
Carol Storck
Melissa Richardson
Melissa Richardson
Deborah Cooley
Deborah Cooley
Valerie Gajewski-Biro
Valerie Gajewski-Biro
Marlene Gregurich
Marlene Gregurich
Annette Richter
Annette Richter
Shelley Grabiec
Shelley Grabiec

Karn Sitkins Payette Insurance Reviews

Average based on 7 reviews Leave a review

Customer Reviews

August 13, 2024

Couldn't be happier with the service and outcome I received from Roxanne. Saved me a lot of money on auto and homeowners insurance

October 13, 2023

I contacted KSP about obtaining home and auto quotes and was assigned to Jake. He took the time to meet face to face and answered all and any questions I had. He is very professional and organized. He was able to save me a significant amount of money with better policies.

June 24, 2019

KSP saves me at least $1200 a year compared to State Farm. I am now insuring 2 vehicles (1 is a teen driver) with basic PLPD coverage for the cost of 1 vehicle. After 23 years with State Farm, I made the switch!

June 24, 2019

I have been with KSP Insurance for over 10 years. I can tell you first hand that the sales and customers service staff has always been attentive to my insurance needs. My insurance is reviewed when asked..assuring me the best coverage and pricing. I have and will continue to refer my friends and family to KSP

June 24, 2019

Thank God for Kaplin Insurance company coming to the resucue for my customer. That's where we will send everyone for now on.

June 24, 2019

KSP is the absolute best. I previously had Progressive and paid double with LESS coverage. Insane. I tell all my friends about KSP. I will never use anyone else.

June 24, 2019

We have been with Marj for almost 20 years and she has always looked our for us and taken care of our family. We appreciate her so much!!!

RECOMMENDED INSURANCE COMPANY PARTNERS

Karn Sitkins Payette Insurance

We Protect What's Yours

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