Agency website
About us
Insurance and Risk Managers
Puharic & Associates is a full service, concierge-style insurance agency designed for clients seeking a sole remedy insurance solution for Business, Home, Auto, Health, Flood and more - all while providing professional one-on-one customer service. Not a website, not an 800 number. Real, caring insurance professionals who are ready to help you today.
As such, Puharic and Associates, Inc. seeks to differentiate services by focusing on the client experience, client education, and risk management practices that benefit business owners and upwardly mobile persons.
What our clients are saying
"Adam was very helpful and answered every question I had in detail "
"They take care of all my needs. I just do what they tell me love them."
"Wonderful! They keep me updated and watch out for me. I appreciate that."
"I love them all! They take excellent care of me and I appreciate it."
"Prompt response from Adam every time you call or email. "
"Fantastic! They are great!!"
"Great service"
"Adam is wonderful! He has great advice and answers all questions!"
"great"
"Adam is hands on and involved in the daily operations. He also has a terrific support staff, which when dealing with a small business is the difference maker for Liberty Sales and Marketing. We look forward to a long term relationship. Thank you Puharic and Associates. "
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Bakery insurance is designed to protect your small business from potential hazards that can lead to serious financial loss. Talk to an independent agent.
Why choose Puharic & Associates
States we serve
- New Jersey
Our insurance coverages
Personal insurance coverage
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Flood
- Health
- Home
- Landlord
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
- Life
Industries we serve
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Professional, Scientific, and Technical Services
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
AXA XL, Admiral Insurance, Beazley Insurance Company, Berkshire Hathaway Insurance Company, Blue Cross Blue Shield, Chartis Property Casualty Company, Cumberland Mutual, Firemans Fund Ins, Franklin Mutual Insurance Company, Great American Insurance Company, Hagerty, Hiscox Ins Co Inc., K&K Insurance Group, Kinsale Insurance, Lexington Insurance Co, Lloyd's, Markel Specialty, Merchants Insurance Group, Penn National Insurance, Philadelphia Insurance Companies, QBE Insurance Corporation, Scottsdale Insurance Company, US Assure, United States Liab, Utica First Insurance Company, Utica National Insurance, Victor O. Schinnerer & Company, Wright FloodPuharic & Associates Team
Puharic & Associates Reviews
Customer Reviews
Adam was very helpful and answered every question I had in detail
They take care of all my needs. I just do what they tell me love them.
Wonderful! They keep me updated and watch out for me. I appreciate that.
I love them all! They take excellent care of me and I appreciate it.
Prompt response from Adam every time you call or email.
Fantastic! They are great!!
Great service
Adam is wonderful! He has great advice and answers all questions!
great
Adam is hands on and involved in the daily operations. He also has a terrific support staff, which when dealing with a small business is the difference maker for Liberty Sales and Marketing. We look forward to a long term relationship. Thank you Puharic and Associates.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
