Harders & Bradford Insurance Agency
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  • Home
  • Auto
  • Life

Harders & Bradford Insurance Agency

Independent Insurance Agent in Silver Spring, MD

About us

Knowledgeable Service, Superior Coverage

We are a full-service independent insurance brokerage. We focus on individuals and businesses in North Bethesda, Rockville, Potomac, Chevy Chase, and Silver Spring. As well as Maryland, Virginia, North Carolina, and Washington DC.

We provide you with multiple quotes for insurance, to best suit your diverse needs including auto, condo, renters, home, umbrella, and boat needs. Our agency has expertise in business insurance, and life insurance. For our business services we work with business owners to provide workers compensation insurance, general liability insurance, restaurant insurance, and contractor insurance.

Because we're independent, our top priority is you. Erie Insurance, one of our leading providers, offers some of the best car insurance values. They're able to do this because of their longstanding reputation as being top notch for customer service, and claims satisfaction. We also represent other insurance companies such as Progressive Insurance, which offers a wide variety of coverage options, and price points. We're here to help, you'll benefit from having an experienced, and knowledgeable advisor by your side.


Personal and Commercial Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Our independent insurance agents are here to help you find the best life insurance that will take care of those you leave behind.

An annuity is an investment product issued by an insurance company that provides you with guaranteed periodic payments in return for your initial investment.

If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.

States we serve

  • Maryland

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Mobile Home
  • Motorcycle
  • Other
  • Personal Watercraft
  • Pet
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Bonds
  • Builders Risk
  • Business Owners Package (BOP)
  • Business Vehicle
  • Contractors Equipment
  • Cyber Liability
  • Directors & Officers
  • Employment Practices Liability
  • Errors & Omissions
  • General Liability
  • Inland Marine
  • Other
  • Professional Liability
  • Property
  • Umbrella / Excess
  • Workers' Compensation

Life & Annuties coverage

  • Annuities
  • Disability Income
  • Life
  • Long Term Care

Industries we serve

  • Accommodation and Food Services
  • Administrative and Support and Waste Management and Remediation Services
  • Arts, Entertainment, and Recreation
  • Construction
  • Educational Services
  • Finance and Insurance
  • Health Care and Social Assistance
  • Management of Companies and Enterprises
  • Manufacturing - Food / Beverage / Textiles / Apparel / Leather
  • Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
  • Manufacturing - Wood / Paper / Paper / Mining / Plastics
  • Other Services (except Public Administration)
  • Professional, Scientific, and Technical Services
  • Real Estate and Rental and Leasing
  • Retail - Sporting Goods / Hobby / Music / General / Misc.
  • Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
  • Transportation and Warehousing
  • Wholesale Trade

Recommended insurance company partners

Other companies we work with:

AIG Insurance Company, Agency Insurance Company, Banner Life, Erie Insurance Company, Gerber Life, Hippo Insurance, Lincoln National Life Insurance, Mutual of Omaha, National General Insurance (GMAC), North American Company, Prudential Financial, RPS, TAPCO

Harders & Bradford Insurance Agency Team

Trae White - Insurance Advisor
Trae White
Insurance Advisor

Harders & Bradford Insurance Agency Reviews

Average based on 22 reviews Leave a review

Customer Reviews

March 15, 2021

it was refreshing to talk to a person. It is refreshing talking to the same person if I have any questions. I saved 100.00 a month. I recommend everyone call to see what deal he can discover for you.

March 15, 2021

T. Bradford Insurance Advisors handled my insurance needs with courtesy and patience. Mr. White was extremely knowledgeable and answered all questions. He was able to offer better coverage with less money which replaced my existing company we have used over 40 years! He is the epitome of professionalism!

March 15, 2021

Great coverage that saves me $ with a bundle!

March 15, 2021

Responsive and immediate services given I'm on a my limited available time frame. Even after hours.

March 15, 2021

Quick service and convenient. Efficient while working within a dealership and several different people involved. Best rate offered and easy payment options. Very impressed.

March 15, 2021

So far it has been wonderful. The people I've spoke to with from this company have been nothing but helpful. My rate is amazing and I will continue to use Erie in the future. 10/10. Also Trae White is a cool guy. Glad to have him as my advisor. He's very patient and works with you on your needs

March 15, 2021

Wonderful personality, great customer service . Trae made sure to answer all my questions. I highly recommend his services :)

March 15, 2021

From our first contact, Trae was very personable and efficient. He was interested in my companies needs. He was quick end efficient with his proposal. It was easy to do business with him.

March 15, 2021

Mr. White has been wonderful. He helped us get the coverage we needed for our new home and saved us money by switching our auto policy to his company. I really appreciate the fact that I never felt like he was trying to sell me something.

March 15, 2021

So far it has been wonderful. The people I've spoke to with from this company have been nothing but helpful. My rate is amazing and I will continue to use Erie in the future. 10/10. Also Trae White is a cool guy. Glad to have him as my advisor. He's very patient and works with you on your needs

Our Commitment to Transparent and Trustworthy Reviews

We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.

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Harders & Bradford Insurance Agency

Knowledgeable Service, Superior Coverage