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About us
A Relationship-First Approach To Insurance
Your family, your business and your possessions are all important, but you may not know how to best protect them. At Cumberland Valley Insurance, we have the experience to navigate the unique risks you face, serving as your trusted advisor in South-Central Pennsylvania. As an independent agency, we work for you - not an insurance company. This allows us to shop multiple carriers to find the coverage you need, at the price you want. We are here to serve as your personal advisor and advocate, and take the time to learn about and understand your unique situation and needs.
Contact us today to learn how we can be an asset in your search for insurance.
What our clients are saying
"For over 30 years, Cumberland Valley Insurance has been a valued professional in working with us to meet our general business insurance needs. Jerry Schnell has been attentive and creative in responding to our particular needs as our businesses have expanded and changed gears over these years, and we have developed a forthright and open relationship that has brought confidence into our decision making. The personnel at Cumberland Valley Insurance have always responded timely to our needs, and we have appreciated their interest and response."
"For the past twenty-eight years, Cumberland Valley Insurance has handled all of our business insurance needs in a friendly and professional manner. We trust them to handle all of the details and keep us up to date on our policies, so we can devote our time to running our small business. Their unmatched service is helping us succeed and we will undoubtedly be loyal customers for years to come. Thanks CVI!"
"Jim Schnell has been an incredible resource in all facets of our business insurance needs. His hands-on approach and excellent customer service has been helpful in designing an insurance program to specifically meet our needs in addition to providing us with competitive rates."
"Jim has our company's best interest in mind. I can trust him to find the most beneficial and economical coverage. As a non-profit that is important. He is responsive to each request, even when under short notice."
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose Cumberland Valley Insurance
States we serve
- California
- Delaware
- Maryland
- Pennsylvania
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Flood
- Home
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- RV / Motorhome
- Renters
- Snowmobile
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
Berkley Mid-Atlantic Group, Donegal Mutual Insurance Company, Hiscox Ins Co Inc., J.C. Taylor, Markel Specialty, Mercer Insurance Group, Penn National Insurance, The Hartford, Tuscano Agency, Utica National Insurance, VindatiCumberland Valley Insurance Reviews
Customer Reviews
For over 30 years, Cumberland Valley Insurance has been a valued professional in working with us to meet our general business insurance needs. Jerry Schnell has been attentive and creative in responding to our particular needs as our businesses have expanded and changed gears over these years, and we have developed a forthright and open relationship that has brought confidence into our decision making. The personnel at Cumberland Valley Insurance have always responded timely to our needs, and we have appreciated their interest and response.
For the past twenty-eight years, Cumberland Valley Insurance has handled all of our business insurance needs in a friendly and professional manner. We trust them to handle all of the details and keep us up to date on our policies, so we can devote our time to running our small business. Their unmatched service is helping us succeed and we will undoubtedly be loyal customers for years to come. Thanks CVI!
Jim Schnell has been an incredible resource in all facets of our business insurance needs. His hands-on approach and excellent customer service has been helpful in designing an insurance program to specifically meet our needs in addition to providing us with competitive rates.
Jim has our company's best interest in mind. I can trust him to find the most beneficial and economical coverage. As a non-profit that is important. He is responsive to each request, even when under short notice.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
