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R. James Smathers Agency
  • Business
  • Home
  • Auto
  • Life
This badge signifies we are a Trusted Choice agency. As a Trusted Choice agency, we understand your needs as a member of your local community. We use our broad market access to provide you with choices and are committed to offering you expertise, guidance, and tailored service for years to come.

R. James Smathers Agency

Independent Insurance Agent in Shippenville, PA

About us

Friendly Service and Insurance You Can Rely On!

At Smathers Insurance, we continually explore new ideas and technology to assist our clients - insuring your future today with the best coverage at the right price for your needs.

Our mission is to make the buying of insurance as cost effective as possible, while striving to provide accurate and up to date information and sound insurance advice. Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.

We proudly offer a range of insurance products, including Home, Auto, Business, Recreation, Life, Health, and more.

Personal Lines insurance professionals

Ask me about these types of insurance...

Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.

Request an automobile insurance quote

Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.

Request a homeowners insurance quote

An independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.

Request an umbrella insurance quote

Our independent insurance agents will find you the right insurance for your farm that covers everything you need.

Request a farm insurance quote

Why choose R. James Smathers Agency

States we serve

  • Pennsylvania

Our insurance coverages

Personal insurance coverage

  • ATV
  • Automobile
  • Boat
  • Builders Risk / Construction
  • Collectible Auto
  • Condo
  • Earthquake
  • Farm
  • Flood
  • Health
  • Home
  • Identity Fraud
  • Landlord
  • Motorcycle
  • Other
  • Personal Watercraft
  • RV / Motorhome
  • Renters
  • Short-Term / Sharing
  • Snowmobile
  • Special Event
  • Travel Trailer
  • Umbrella
  • Vacant Land
  • Valuable Items

Business insurance coverage

  • Business Owners Package (BOP)
  • Business Vehicle
  • General Liability

Life & Annuties coverage

  • Life

Recommended insurance company partners

Other companies we work with:

Aegis General, Agency Insurance Company, Dairyland Insurance Company, Donegal Mutual Insurance Company, Erie Insurance Company, Farmers Mutual Insurance Company, Hagerty, J.C. Taylor, Mutual Benefit Group, Penn National Insurance, Tuscano Agency

R. James Smathers Agency Team

Sheila Rathfon
Sheila Rathfon
Linda Lutz
Linda Lutz
Tricia Stewart
Tricia Stewart

R. James Smathers Agency Reviews

Average based on 9 reviews Leave a review

Customer Reviews

September 11, 2020

Wonderful customer service.

September 11, 2020

My vehicle was stolen and they were wonderful through the whole process and answered all my questions. Even when Trisha wasn't sure of something, she did the research for me and got right back to me with a detailed answer and gave me options on how to handle everything.

September 11, 2020

They are every nice .they get done what you need done. I like them because they get their job done.

September 11, 2020

Everyone is always super helpful when I stop in or call. Smathers works hard to provide a great service and they always do! I always recommend them to friends in need of insurance and Penndot or notary services.

September 11, 2020

Excellent service with Jennifer Hurrelbrink! She was efficient and took time to point out another form I should take with me that day.

September 11, 2020

They always get you right in and take care of your needs. When is call they answer all my questions or concerns. Thanks smathers!!!

September 11, 2020

It is a great one stop shop for anything vehicle related. They are also very helpful with answering questions.

September 11, 2020

Everyone there is always friendly and always helpful!

September 11, 2020

They are always friendly and willing to help you.

Our Commitment to Transparent and Trustworthy Reviews

We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.

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R. James Smathers Agency

Friendly Service and Insurance You Can Rely On!

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