Agency website
About us
Helping You Save Time, Aggravation, and Money
Ahart, Frinzi & Smith is a Trusted Choice Agency, meaning we can customize a plan to meet your specialized needs and offer you a choice of options from multiple insurance companies. Located in the rustic Harmony Township area of Phillipsburg, NJ, as well as in Alexandria, VA our fine staff of insurance professionals provide that special one-on-one service that is so seldom found today. Our clients include everyone from the small, local contractor to the multi-state manufacturer, as well as the individuals and families that make up our communities.
The origins of Ahart, Frinzi & Smith began out of two family businesses that were established in the early 1950s. Although much has grown since then, we've never lost sight of the principles of service unique to a family business. We are proud to provide the standard home, auto, life, and investment products for our individual clients, as well as the broad spectrum of insurance products needed for our largest corporate clients.
What our clients are saying
"Ahart, Frinzi & Smith has a team of real professionals. They are incredibly knowledgeable in their field and can process day of certificate requests when needed."
"Ahart, Frinzi & Smith helped me understand what coverages were important to my family's well being. They took the time to listen to my needs and continue to provide me true value."
"I just wanted to state that working with Missy LeMar has been an unbelievable experience. From the beginning, Missy made the process of obtaining insurance easy and efficient. She is well versed in listening to individuals with regard to what they need, as well as what they don't need. I found her also to be extremely quick with regard to presenting several scenarios for consideration. She has a wonderful manner and most certainly shows up as a partner to trust in the process. I would highly recommend her and her firm for insurance needs. Thank you."
"Heather is the best! I was in a really tough spot after I hit a deer and the insurance company was not being helpful at all. I couldn't get through to them and when I did they gave me misinformation. Heather was able to cut straight to the chase and lead me in the correct direction after waiting weeks for the insurance company to get back to me with no avail. She went above and beyond to help me get my car back into its original condition previous to the accident. I could not be happier with the help she provided me!"
"Great Company! They helped me get the best and affordable homeowner insurance possible. I have used them with my rental property also. Taia Morrow does a Fantastic Job! Keep up taking care of ur customers!"
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Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteAn independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Request a business insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteIf a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Request a cyber liability quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteRestaurant insurance is a combo platter of coverage that protects your customers, employees, property and inventory.
Request a restaurant insurance quoteWhy choose The Ahart Agcy Inc t/a Ahart Frinzi & Smith Ins
States we serve
- Alabama
- California
- Connecticut
- DC
- Delaware
- Florida
- Illinois
- Indiana
- Kansas
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Montana
- New Hampshire
- New Jersey
- New York
- North Carolina
- Pennsylvania
- South Carolina
- Tennessee
- Texas
- Virginia
- West Virginia
- Wisconsin
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuties coverage
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Mining, Quarrying, and Oil and Gas Extraction
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade
Recommended insurance company partners
Other companies we work with:
Chubb, Cumberland Mutual, Farmers Insurance Company, Firemans Fund Ins, Hartford Steam Boiler, Hiscox Ins Co Inc., Markel Specialty, Mercury Insurance Group, Oxford Life Insurance Company, PersonalUmbrella.com Insurance, Philadelphia Insurance Companies, The Hartford, United States Liab, VindatiThe Ahart Agcy Inc t/a Ahart Frinzi & Smith Ins Team
The Ahart Agcy Inc t/a Ahart Frinzi & Smith Ins Reviews
Customer Reviews
Ahart, Frinzi & Smith has a team of real professionals. They are incredibly knowledgeable in their field and can process day of certificate requests when needed.
Ahart, Frinzi & Smith helped me understand what coverages were important to my family's well being. They took the time to listen to my needs and continue to provide me true value.
I just wanted to state that working with Missy LeMar has been an unbelievable experience. From the beginning, Missy made the process of obtaining insurance easy and efficient. She is well versed in listening to individuals with regard to what they need, as well as what they don't need. I found her also to be extremely quick with regard to presenting several scenarios for consideration. She has a wonderful manner and most certainly shows up as a partner to trust in the process. I would highly recommend her and her firm for insurance needs. Thank you.
Heather is the best! I was in a really tough spot after I hit a deer and the insurance company was not being helpful at all. I couldn't get through to them and when I did they gave me misinformation. Heather was able to cut straight to the chase and lead me in the correct direction after waiting weeks for the insurance company to get back to me with no avail. She went above and beyond to help me get my car back into its original condition previous to the accident. I could not be happier with the help she provided me!
Great Company! They helped me get the best and affordable homeowner insurance possible. I have used them with my rental property also. Taia Morrow does a Fantastic Job! Keep up taking care of ur customers!
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.
