About us
We Specialize in Serving the surrounding Smith Mountain Lake communities
We are independent insurance agents that specialize in serving the surrounding Smith Mountain Lake communities of Moneta, Hardy, Wirtz, Penhook, Union Hall, Glad Hill, Goodview, Huddleston, and Bedford. Since 1984, we've provided a complete range of insurance products. We are partnered with well known, and respected regional and national companies, such as Allstate, Safeco, Progressive, Auto-Owners, The Hartford, Mutual of Omaha, Aetna, Optima, and Anthem.
We can help if you have a need for Auto Insurance, Home Insurance (Primary of Secondary), Short Term Rental Home Insurance, Toy (Boat, Motorcyle, ATV, Golf Cart, RV) Insurance, Business Insurance, Life Insurance, Health Insurance, or Medicare Supplement Insurance, Phil Hager Insurance Agency provides a local experience to assist you in making the best decisions.
We specialize in listening to your specific needs and creating a custom fit insurance package.
Personal Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
Request an automobile insurance quoteGet multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Request a homeowners insurance quoteAn independent insurance agent will walk you through top umbrella policy options to make sure you have the proper coverage to tackle above and beyond claims.
Request an umbrella insurance quoteOur independent insurance agents will find you the right insurance for your farm that covers everything you need.
Request a farm insurance quoteWhy choose Smith Mountain Lake Insurance t/a Phil Hager Insurance Agency
States we serve
- Virginia
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Earthquake
- Farm
- Flood
- Health
- Home
- Identity Fraud
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Business Owners Package (BOP)
- Business Vehicle
- General Liability
- Property
Life & Annuties coverage
- Annuities
- Life
Recommended insurance company partners
Other companies we work with:
AAA, Allstate, American Strategic Insurance, Anthem Insurance Company, Auto-Owners Insurance Company, Guard Insurance Group, Hagerty, National General Insurance (GMAC), The Hartford, Windsor-Mount Joy MutualSmith Mountain Lake Insurance t/a Phil Hager Insurance Agency Team
Smith Mountain Lake Insurance t/a Phil Hager Insurance Agency Reviews
Customer Reviews
We always enjoy our experience with Phil Hager Insurance Agency. They have helped us with our insurance needs, both personally and professionally for years. They're a great company and the staff is very helpful.
Very knowledgeable and easy to communicate with!
Very knowledgeable and provides exceptional service. Phil Hager Insurance Agency values the community, their support for local business and small non profits is admirable.
Great service, friendly staff. Excellent choice of carriers to pick from and they will custom tailor your insurance needs. A+
Can't say enough good things about their staff, their service and knowledge about the firms they represent. The best agency I have ever deal with for home and auto insurance.
These folks are great! I asked them to review my current policy with another company because I was adding a camper. They were able to increase the coverage on my vehicles for hardly any additional money. I can not thank them enough!
We always enjoy our experience with Phil Hager Insurance Agency. They have helped us with our insurance needs, both personally and professionally for years. They're a great company and the staff is very helpful.
We prioritize honest feedback from our clients to assist future customers in making well-informed decisions. Our review section showcases authentic experiences from real customers. When a less-than-positive review is submitted, we share it with both the agent and the reviewer to foster collaboration and improvement based on constructive feedback. We also moderate reviews to remove inappropriate content or spam, upholding a high standard of trust and transparency.