About us
Established in 1962, Lenz-Balder Insurance was founded on one guiding principle: offering exceptional personal and professional service to each client. We offer Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, Life/Health Insurance, and Employee Benefits for Ludington, Holland, Zeeland and all of Michigan. Let us take care of all your insurance needs.
Why Lenz-Balder Insurance?
We are an independent agency - We do not work for an insurance company-we work for YOU. We only represent insurance companies that we have personally vetted; those that are financially sound and share our commitment of providing the best solutions, competitive pricing and superior customer service. We look at your personal situation and place your policy with the company that best meets your individual needs.
Personal and Commercial Lines insurance professionals
Ask me about these types of insurance...
Having the right car insurance is so important, even more important is understanding all the ins and outs of your coverage to help protect you.
An independent insurance agent will make sure that your business is covered in the event of a catastrophe or sudden loss.
Get multiple quotes on your homeowners insurance with one phone call. Let an independent agent shop for you.
Our independent insurance agents are here to help you find the best life insurance that will take care of those you leave behind.
An annuity is an investment product issued by an insurance company that provides you with guaranteed periodic payments in return for your initial investment.
If a data breach does happen, it's a wise decision to have a cyber liability insurance policy to help your company stay secure.
Why choose Lenz-Balder Insurance
States we serve
- Michigan
Our insurance coverages
Personal insurance coverage
- ATV
- Automobile
- Boat
- Builders Risk / Construction
- Collectible Auto
- Condo
- Farm
- Flood
- Health
- Home
- Landlord
- Mobile Home
- Motorcycle
- Other
- Personal Watercraft
- Pet
- RV / Motorhome
- Renters
- Short-Term / Sharing
- Snowmobile
- Special Event
- Travel Trailer
- Umbrella
- Vacant Land
- Valuable Items
Business insurance coverage
- Bonds
- Builders Risk
- Business Owners Package (BOP)
- Business Vehicle
- Contractors Equipment
- Cyber Liability
- Directors & Officers
- Employment Practices Liability
- Errors & Omissions
- General Liability
- Inland Marine
- Other
- Professional Liability
- Property
- Umbrella / Excess
- Workers' Compensation
Life & Annuities coverage
- Annuities
- Disability Income
- Life
Industries we serve
- Accommodation and Food Services
- Administrative and Support and Waste Management and Remediation Services
- Agriculture, Forestry, Fishing and Hunting
- Arts, Entertainment, and Recreation
- Construction
- Educational Services
- Finance and Insurance
- Health Care and Social Assistance
- Information
- Management of Companies and Enterprises
- Manufacturing - Food / Beverage / Textiles / Apparel / Leather
- Manufacturing - Metal / Machinery / Computer / Electrical / Transportation / Furniture
- Manufacturing - Wood / Paper / Paper / Mining / Plastics
- Other Services (except Public Administration)
- Professional, Scientific, and Technical Services
- Public Administration
- Real Estate and Rental and Leasing
- Retail - Sporting Goods / Hobby / Music / General / Misc.
- Retail - Vehicle / Home / Furniture / Building / Garden / Food / Health / Gas / Clothing
- Transportation - Air / Rail / Water / Truck / Transit / Ground / Pipeline / Scenic
- Transportation and Warehousing
- Utilities
- Wholesale Trade