How Much Is Acura Insurance by Model?
Discover how much you can expect to pay to insure your Acura.
Written by
Christine Lacagnina has written thousands of insurance-based articles for TrustedChoice.com by authoring consumable, understandable content.
Acura debuted its first model in the U.S. in 1986, and over the years the brand has developed a reputation for producing luxurious vehicles that are high-quality to drive and have some of the most advanced safety features and interior amenities. Whichever model of Acura you drive needs to be protected by the right coverage. The average cost of Acura insurance is $1,293.04 per year, less than the national average of $1,311 annually for car insurance.
An independent insurance agent can help you find the right car insurance policy for your Acura. They'll get you matched to the policy that's right for you. But for starters, here's a breakdown of Acura insurance costs by model and insurance company.
In this article:
How Much Does an Acura Cost to Insure by Model?
Are Acuras Expensive to Insure?
How Much Is Car Insurance for an Acura ILX?
How Much Is Car Insurance for an Acura MDX?
How Much Is Car Insurance for an Acura NSX?
How Much Is Car Insurance for an Acura RDX?
How Much Is Car Insurance for an Acura RLX?
How Much Is Car Insurance for an Acura TLX?
What Other Factors Affect Acura Insurance Costs?
How to Save the Most Money on Acura Insurance
How Much Does an Acura Cost to Insure by Model?
The vehicle's make and model heavily impact car insurance rates. So, depending on the type of Acura you buy, you might pay a totally different insurance premium than if you select a different model. We've compared average insurance rates for just a handful of popular Acuras to provide a range of car insurance costs.
| Acura Model | Average Cost of Car Insurance Per Year |
|---|---|
| Acura ILX | $1,252.25 |
| Acura MDX | $1,193.00 |
| Acura NSX | $1,314.25 |
| Acura RDX | $1,050.75 |
| Acura RLX | $1,616.50 |
| Acura TLX | $1,331.50 |
No matter which model of Acura you drive, an independent insurance agent in your town can help you find the best possible price for car insurance.
Are Acuras Expensive to Insure?
The cost of car insurance relies on vehicle make and model among other factors. When comparing a handful of popular Acura models and their rates across a handful of top-rated insurance companies, we found that Acura insurance actually costs less than the overall national average for auto coverage.
Specifically, we found the Acura RDX to be highly affordable to insure, while the Acura RLX can be considered very expensive to insure. Other models on our list fall somewhere in the middle.
How Much Is Car Insurance for an Acura ILX?
Our research found that the Acura ILX is pretty affordable to insure, with an average premium rate of just $1,252.25 per year. Take a look at some average insurance costs for this model from top-rated insurance carriers.
| Insurance Companies | Average Annual Cost |
|---|---|
| USAA | $1,346 |
| Nationwide | $1,178 |
| Arbella | $1,437 |
| Vermont Mutual | $1,048 |
How Much Is Car Insurance for an Acura MDX?
Our research found that the Acura MDX is less expensive to insure than the first model on our list, with an average premium rate of $1,193 per year.
| Insurance Companies | Average Annual Cost |
|---|---|
| Acuity | $1,429 |
| Nationwide | $962 |
| Arbella | $1,309 |
| Vermont Mutual | $1,027 |
How Much Is Car Insurance for an Acura NSX?
Our research found that the Acura NSX is more expensive to insure than the first two models on our list, with an average premium rate of $1,314.25 per year.
| Insurance Companies | Average Annual Cost |
|---|---|
| Acuity | $1,312 |
| Progressive | $1,725 |
| Arbella | $1,224 |
| Vermont Mutual | $996 |
How Much Is Car Insurance for an Acura RDX?
The Acura RDX is the cheapest model on our list to insure by far, with an average premium rate of just $1,050.75 per year.
| Insurance Companies | Average Annual Cost |
|---|---|
| Acuity | $1,276 |
| Nationwide | $911 |
| Arbella | $1,158 |
| Vermont Mutual | $858 |
How Much Is Car Insurance for an Acura RLX?
The Acura RLX is by far the most expensive model on our list to insure, with an average premium rate of $1,616.50 per year.
| Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide | $1,380 |
| USAA | $1,704 |
| Vermont Mutual | $1,717 |
| Erie | $1,665 |
How Much Is Car Insurance for an Acura TLX?
The Acura TLX is the second-most expensive model on our list to insure, with an average premium rate of $1,331.50 per year.
| Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide | $1,194 |
| USAA | $1,475 |
| Vermont Mutual | $1,143 |
| Arbella | $1,514 |
What Other Factors Affect Acura Insurance Costs?
Car insurance premium rates are influenced by many different factors. Besides the vehicle make and model, these factors impact car insurance costs:
- Driver age and gender
- Driver accident history
- Driver marital status
- Location
- Coverage types and amounts chosen
- Deductible amounts chosen
The insurance company you choose also influences car insurance rates. But bundling your auto coverage with another type of coverage, such as home insurance, through the same carrier can often help you earn good car insurance discounts on both. An independent insurance agent can easily assist you in finding the right coverage for your Acura at an affordable rate.
Save on Car Insurance
Our independent agents shop around to find you the best coverage.
FAQs about Acura Insurance
By comparing several popular Acura models and a handful of top-rated car insurance company rates for each, we found that the average cost of Acura insurance is $1,293.04 per year. This is below the overall national average for car insurance of $1,311 annually.
We found that the Acura RLX is by far the most expensive model on our list to insure, at an average of $1,616.50 per year. This is well above the overall national average rate for car insurance.
We found that the Acura RDX was by far the cheapest model on our list to insure, at an average of just $1,050.75 per year. This comes in well below the current national average rate overall of $1,311 per year for car insurance across all makes and models.
How to Save the Most Money on Acura Insurance
Working together with an independent insurance agent can be your best bet at saving the most money possible on Acura insurance. An independent insurance agent can shop and compare policies from many different local carriers for you. Even better, they'll help you score any discounts you're eligible for to bring those rates down even further.
https://www.thezebra.com/auto-insurance/vehicles/acura/ilx/
https://www.thezebra.com/auto-insurance/vehicles/acura/
https://www.thezebra.com/auto-insurance/vehicles/acura/mdx/
https://www.thezebra.com/auto-insurance/vehicles/acura/nsx/
https://www.thezebra.com/auto-insurance/vehicles/acura/rdx/
https://www.thezebra.com/auto-insurance/vehicles/acura/rlx/
https://www.thezebra.com/auto-insurance/vehicles/acura/tlx/