Sonic Insurance Car Insurance Cost

Find out how much it costs to insure your Chevy Sonic by model year and insurance company.

Christine Lacagnina Written by Christine Lacagnina
Christine Lacagnina
Written by Christine Lacagnina

Christine Lacagnina has written thousands of insurance-based articles for TrustedChoice.com by authoring consumable, understandable content.

Updated
Red Chevy Sonic. Find Chevy Sonic Insurance.

The Chevrolet Sonic was introduced in 2012 and remains a popular choice for drivers looking for an affordable subcompact, though it was discontinued in late 2020. It's easy to see why you can still find so many Sonics on the road today, considering the vehicle gets excellent safety ratings and good gas mileage and is loaded with technology. The Chevy Sonic is also typically highly affordable to insure, at an average of just $940.20 per year. 

An independent insurance agent can help you get set up with the right kind of car insurance no matter which model Chevy Sonic you drive. They'll get you matched to the best policy option for you. But for starters, let's break down the cost of car insurance for a Chevrolet Sonic by model year and insurance company.

What Kind of Chevy Sonic Insurance Do You Need? 

You have a variety of options when it comes to insuring your Chevy Sonic. Some types of car insurance coverage are optional, while others, like liability coverage, require a minimum amount purchased depending on the state you live in. 

The following coverages are often mandated:

  • Bodily injury liability: Covers expenses related to medical treatments for drivers and passengers in another vehicle you caused an accident with.
  • Property damage liability: Covers expenses relating to repairing or replacing a third party's property that you damage or destroy with your vehicle. 
  • Personal injury protection: Covers expenses related to medical treatments for yourself and your passengers after an accident you're at fault for. 
  • Uninsured motorist coverage: Covers damage to your vehicle and other expenses if the at-fault driver doesn't carry any or enough car insurance of their own to adequately compensate you.

Optional car insurance coverage: 

  • Collision: Pays for damage to your car from a collision with another driver, regardless of fault. 
  • Comprehensive: Pays for damage to your car due to a non-collision event such as a flood or theft.  

An independent insurance agent can help you select the right kinds of coverage to add to your car insurance policy for a Chevy Sonic. 

What Factors Affect the Cost of Chevy Sonic Insurance?

The cost of car insurance not only varies by your vehicle's make and model but also by many other factors. Some of the most common include:

  • Your annual mileage
  • Your driving history
  • Your credit score
  • Your age and gender
  • Your location

Regardless of where you live or which model of Chevy Sonic you drive, an independent insurance agent in your town can help you find the most affordable car insurance in your area. 

The Average Cost of Chevrolet Sonic Insurance

The average cost to insure a Chevy Sonic is just $940.20 per year or $78.35 per month. Below, we'll break down costs by model year and top-rated insurance company further.

Average cost to insure per month: Average cost to insure per year:
$78.35 $940.20

How Much Does Car Insurance for My Chevy Sonic Cost?

2020 Chevrolet Sonic Insurance Cost

Top Insurance Companies Average Annual Cost
Erie $1,251
Nationwide $1,152
Progressive $1,538
USAA $1,308
Vermont Mutual $1,233
Average cost to insure per month: Average cost to insure per year:
$108.03 $1,296.40

2019 Chevrolet Sonic Insurance Cost

Top Insurance Companies Average Annual Cost
Erie $1,082
Nationwide $1,219
Plymouth Rock Assurance $1,389
Progressive $1,541
USAA $1,241
Average cost to insure per month: Average cost to insure per year:
$107.87 $1,294.40

2018 Chevrolet Sonic Insurance Cost

Top Insurance Companies Average Annual Cost
Erie $725
Nationwide $1,084
Progressive $802
USAA $805
Vermont Mutual $1,130
Average cost to insure per month: Average cost to insure per year:
$75.76 $909.20

2017 Chevrolet Sonic Insurance Cost

Top Insurance Companies Average Annual Cost
Erie $647
Nationwide $1,032
Progressive $724
USAA $655
Vermont Mutual $1,086
Average cost to insure per month: Average cost to insure per year:
$69.06 $828.80

2016 Chevrolet Sonic Insurance Cost

Top Insurance Companies Average Annual Cost
Erie $1,058
Nationwide $1,204
Plymouth Rock Assurance $1,226
USAA $1,159
Vermont Mutual $980
Average cost to insure per month: Average cost to insure per year:
$93.78 $1,125.40

2015 Chevrolet Sonic Insurance Cost

Top Insurance Companies Average Annual Cost
Erie $606
Plymouth Rock Assurance $1,050
Progressive $719
USAA $634
Vermont Mutual $969
Average cost to insure per month: Average cost to insure per year:
$66.30 $795.60

2014 Chevrolet Sonic Insurance Cost

Top Insurance Companies Average Annual Cost
Erie $647
Plymouth Rock Assurance $1,023
Progressive $810
USAA $701
Vermont Mutual $926
Average cost to insure per month: Average cost to insure per year:
$68.45 $821.40

2013 Chevrolet Sonic Insurance Cost

Top Insurance Companies Average Annual Cost
Erie $575
Plymouth Rock Assurance $689
Progressive $672
USAA $568
Vermont Mutual $896
Average cost to insure per month: Average cost to insure per year:
$56.67 $680.00

2012 Chevrolet Sonic Insurance Cost

Top Insurance Companies Average Annual Cost
Erie $572
Plymouth Rock Assurance $962
Progressive $672
USAA $541
Vermont Mutual $806
Average cost to insure per month: Average cost to insure per year:
$59.22 $710.60

How to Find the Best Chevy Sonic Insurance

Working together with an independent insurance agent is a great way to find the best Chevy Sonic insurance for you. These agents shop and compare quotes from multiple insurance companies in your area and present you with only the options that offer the best blend of coverage and cost. Better yet, they'll be there down the road for you if you ever need to file an insurance claim or update your coverage.

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