How Much Is Chrysler Insurance by Model?
Discover how much you can expect to pay to insure your Chrysler.
Written by
Ann Herro has been writing about insurance and employee benefits for over 15 years. She has covered topics as easy as insuring a car, and as difficult as transparency in healthcare costs.
The original Chrysler Corporation was founded in 1925 and was one of the Detroit Three automobile manufacturers. Chrysler is now a wholly-owned subsidiary of Stellantis North America, which, in addition to Chrysler, sells vehicles under the Dodge, Jeep, and Ram brands.
Today, Chrysler manufactures a small but well-regarded lineup of vehicles. If you want to protect your investment in a Chrysler automobile, you’ll need the best car insurance you can find for your budget.
The average cost of Chrysler insurance per year is $1,344.67. This is slightly higher than the national average cost of car insurance, which is $1,311 per year.
Here’s a guide to Chrysler insurance costs by model and top-rated insurance companies. With the help of a local independent insurance agent, you can get quotes from multiple companies so you can get the coverage you need that fits your budget.
In this article:
How Much Does a Chrysler Cost to Insure by Model?
Are Chryslers Expensive to Insure?
Why Do Insurance Costs Differ Between Chrysler Models?
How Much Is Car Insurance for a Chrysler 300?
How Much Is Car Insurance for a Chrysler Pacifica?
How Much Is Car Insurance for a Chrysler Pacifica Hybrid?
What Other Factors Affect Chrysler Insurance Costs?
How to Save the Most Money on Chrysler Insurance
How Much Does a Chrysler Cost to Insure by Model?
Many factors influence car insurance costs, including the car’s make and model. It’s common for two different Chrysler models to have different car insurance premiums depending on the unique characteristics of each model.
We compared quotes for some popular Chrysler models to give you an idea of how much each one costs to insure.
| Chrysler Model | Average Cost of Car Insurance Per Year |
|---|---|
| Chrysler 300 | $1,438.00 |
| Chrysler Pacifica | $1,199.25 |
| Chrysler Pacifica Hybrid | $1,396.75 |
An independent insurance agent near you can help you find affordable car insurance for whatever type of Chrysler you drive.
Are Chryslers Expensive to Insure?
The cost of car insurance for your Chrysler depends on the model that you choose. In addition, the cost of Chrysler insurance varies by location, your driving history, coverage options, and deductibles.
We compared popular Chrysler models and found that, in general, car insurance for a Chrysler is slightly higher than the national average. The Chrysler Pacifica minivan can be insured for well below the national average, which is great news for owners of that particular model.
Why Do Insurance Costs Differ Between Chrysler Models?
Car insurance costs differ by model depending on several factors. A Chrysler Pacifica minivan is considered a safer vehicle than a more powerful or expensive model like the 300, and for these reasons, the Pacifica has lower overall insurance costs.
In general, insurance costs are lower for any car that is considered to be at a lower risk for accidents or is less expensive to repair (e.g., a minivan).
How Much Is Car Insurance for a Chrysler 300?
Our research found that the Chrysler 300 is the most expensive Chrysler model to insure, with an average premium rate of $1,438 per year. Here's a look at some average insurance costs for this model from top-rated insurance carriers.
| Insurance Companies | Average Annual Cost |
|---|---|
| Vermont Mutual | $1,234 |
| Erie | $1,432 |
| Nationwide | $1,470 |
| USAA | $1,500 |
| Arbella | $1,554 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $119.83 | $1,438.00 |
How Much Is Car Insurance for a Chrysler Pacifica?
The Chrysler Pacifica has an average premium rate of $1,199.25 per year. According to our research, it's the least expensive Chrysler model to insure on our list.
| Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide | $1,029 |
| Vermont Mutual | $1,052 |
| Arbella | $1,350 |
| Erie | $1,366 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $99.94 | $1199.25 |
How Much Is Car Insurance for a Chrysler Pacifica Hybrid?
The Chrysler Pacifica Hybrid has an average premium rate of $1,396.75 per year, putting it in the middle of the pack for Chrysler insurance costs and just slightly more than the national average insurance cost of $1,311.
| Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide | $1,195 |
| Vermont Mutual | $1,339 |
| Erie | $1,519 |
| Arbella | $1,534 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $116.40 | $1396.75 |
What Other Factors Affect Chrysler Insurance Costs?
The make and model of your car are two of the most important factors for determining your car insurance premiums. But numerous other factors also play a role in your car insurance premiums, including:
- Your age, gender, and marital status
- Your credit score
- Where you live
- The amount of coverage and deductible that you choose
Every insurance company has its own proprietary method for calculating insurance rates, which is why you’ll see a range of premiums for the same make and model. But most companies also offer a wide range of car insurance discounts that can help you save money on your car insurance premiums.
An independent insurance agent can help you find the best rates in your area, and can help you make sure that you take advantage of all the discounts for which you are eligible.
FAQs about Chrysler Insurance
We compared several Chrysler models and found that the average cost of insurance coverage is $1,344.67 per year. This is slightly higher than the national average. You’ll be able to find Chrysler insurance that is above or below average, depending on the make, model, and other factors.
We found that the Chrysler 300 is the most expensive model to insure. The average annual insurance cost for a Chrysler 300, according to our research, is $1,438.
The Chrysler Pacifica is the cheapest Chrysler model to insure, according to our research. The average cost to insure a Pacifica minivan is $1,199.25 per year, which is well below the national average car insurance premium of $1,311.
How to Save the Most Money on Chrysler Insurance
You can save the most money on Chrysler insurance by working with an independent insurance agent in your area. Independent agents can compare coverage and quotes from multiple insurance companies, allowing you to choose the best option for your needs and budget. Your agent will also help you maximize the discounts you can apply to your premium, getting you the best possible rate.
www.thezebra.com/auto-insurance/vehicles/chrysler/300/
www.thezebra.com/auto-insurance/vehicles/chrysler/pacifica/
www.thezebra.com/auto-insurance/vehicles/chrysler/pacifica-hybrid/