How Much Is Nissan Insurance by Model?
Discover how much you can expect to pay to insure your Nissan.
Written by
Ann Herro has been writing about insurance and employee benefits for over 15 years. She has covered topics as easy as insuring a car, and as difficult as transparency in healthcare costs.
Nissan is a Japanese automaker that traces its roots all the way back to 1911. Today, Nissan is the ninth largest auto manufacturer in the world, producing a wide range of mainstream cars and trucks.
No matter what type of Nissan you drive — car, truck, or SUV — you’ll need the best car insurance you can find to protect your investment. The average cost of Nissan insurance per year is $1,529.02. This is higher than the national average cost of car insurance, which is $1,311 per year.
Our Nissan insurance guide provides average insurance cost information by model and top-rated insurance company. With the help of a local independent insurance agent, you can get quotes from multiple companies so you can get the coverage you need that fits your budget.
In this article:
How Much Does a Nissan Cost to Insure by Model?
Are Nissans Expensive to Insure?
Why Do Insurance Costs Differ Between Nissan Models?
How Much Is Car Insurance for a Nissan 370Z?
How Much Is Car Insurance for a Nissan Altima?
How Much Is Car Insurance for a Nissan Armada?
How Much Is Car Insurance for a Nissan Frontier?
How Much Is Car Insurance for a Nissan GT-R?
How Much Is Car Insurance for a Nissan Leaf?
How Much Is Car Insurance for a Nissan Maxima?
How Much Is Car Insurance for a Nissan Murano?
How Much Is Car Insurance for a Nissan Pathfinder?
How Much Is Car Insurance for a Nissan Rogue?
How Much Is Car Insurance for a Nissan Sentra?
How Much Is Car Insurance for a Nissan Titan?
How Much Is Car Insurance for a Nissan Versa?
What Other Factors Affect Nissan Insurance Costs?
How to Save the Most Money on Nissan Insurance
How Much Does a Nissan Cost to Insure by Model?
Many factors influence car insurance costs, including the car’s make and model. The various Nissan models have different car insurance premiums depending on the unique characteristics of each model. Most people will pay more or less than the average.
We compared quotes for some popular Nissan models to give you an idea of how much each one costs to insure.
| Nissan Model | Average Cost of Car Insurance Per Year |
|---|---|
| Nissan 370Z | $1,689.50 |
| Nissan Altima | $1,403.20 |
| Nissan Armada | $1,511.33 |
| Nissan Frontier | $1,077.00 |
| Nissan GT-R | $2,926.00 |
| Nissan Leaf | $1,130.71 |
| Nissan Maxima | $1,766.67 |
| Nissan Murano | $1,411.14 |
| Nissan Pathfinder | $1,474.57 |
| Nissan Rogue | $1,272.50 |
| Nissan Sentra | $1,398.50 |
| Nissan Titan | $1,489.33 |
| Nissan Versa | $1,326.83 |
An independent insurance agent near you can help you find affordable car insurance for whatever type of Nissan you drive.
Are Nissans Expensive to Insure?
The cost to insure your Nissan depends on the model that you choose. In addition, the cost of Nissan insurance varies by your location, driving history, coverage options, and deductibles.
We compared popular Nissan models and found that, in general, car insurance for a Nissan is higher than the national average. Shopping around can help you find the most affordable coverage for your needs and budget.
Why Do Insurance Costs Differ Between Nissan Models?
Car insurance costs differ by model depending on several factors. Generally, any vehicle that has a higher purchase price or is more expensive to repair will cost more to insure.
We can see that among Nissans, the most expensive sports car with the most powerful engine is also the most expensive to insure. Likewise, the smallest car with the lowest purchase price also has the lowest insurance costs among the insurance companies we reviewed.
How Much Is Car Insurance for a Nissan 370Z?
The Nissan 370Z is a sleek sports coupe powered by a V-6 engine, and 2020 was the last model year for the 370Z.
Our research found that the Nissan 370Z is the third most expensive Nissan model to insure, with an average insurance rate of $1,689.50 per year. Here's a look at some average insurance costs for this model from top-rated insurance carriers.
| Insurance Companies | Average Annual Cost |
|---|---|
| Vermont Mutual | $1,404 |
| Nationwide | $1,490 |
| Erie | $1,555 |
| USAA | $1,800 |
| Auto-Owners | $1,915 |
| Acuity | $1,973 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $140.79 | $1,689.50 |
How Much Is Car Insurance for a Nissan Altima?
The Nissan Altima has an average premium rate of $1,403.20 per year. While these rates are above the national average of $1,311 per year, your rates will be higher or lower depending on where you live, your age, gender, and several other factors.
| Insurance Companies | Average Annual Cost |
|---|---|
| Vermont Mutual | $1,243 |
| Nationwide | $1,355 |
| Erie | $1,378 |
| USAA | $1,378 |
| Arbella | $1,662 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $116.93 | $1,403.20 |
How Much Is Car Insurance for a Nissan Armada?
The Nissan Armada SUV has an average car insurance premium of $1,511.33 per year, putting it above the national average for car insurance costs and among the more expensive Nissan models to insure.
| Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide | $1,131 |
| Vermont Mutual | $1,344 |
| Erie | $1,590 |
| USAA | $1,635 |
| Arbella | $1,667 |
| Plymouth Rock Assurance | $1,701 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $125.94 | $1,511.33 |
How Much Is Car Insurance for a Nissan Frontier?
The Nissan Frontier is a midsize pickup truck with an average insurance cost of $1,077 per year, making it the cheapest Nissan model to insure among the models and insurance companies we reviewed. Insurance for the Frontier is also less than the national average annual insurance cost of $1,311.
| Insurance Companies | Average Annual Cost |
|---|---|
| Vermont Mutual | $777 |
| Nationwide | $894 |
| Arbella | $1,091 |
| Erie | $1,221 |
| Acuity | $1,233 |
| USAA | $1,246 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $89.75 | $1,077.00 |
How Much Is Car Insurance for a Nissan GT-R?
The Nissan GT-R is a powerful sports car with a high price tag. It has an average annual insurance cost of $2,926. This is the highest insurance premium among the Nissan models and insurance companies we reviewed.
| Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide | $2,652 |
| Erie | $2,722 |
| Plymouth Rock Assurance | $2,889 |
| Mercury Insurance Company | $3,067 |
| Arbella | $3,300 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $243.83 | $2,926.00 |
How Much Is Car Insurance for a Nissan Leaf?
The Nissan Leaf is an all-electric vehicle with an average annual insurance cost of $1,130.70, or $94.23 per month. The Leaf is one of the least expensive Nissan models to insure among the insurance companies we reviewed.
| Insurance Companies | Average Annual Cost |
|---|---|
| Erie | $942 |
| Vermont Mutual | $1,037 |
| USAA | $1,119 |
| Acuity | $1,164 |
| Plymouth Rock Assurance | $1,177 |
| Arbella | $1,237 |
| Mercury Insurance Company | $1,239 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $94.23 | $1,130.71 |
How Much Is Car Insurance for a Nissan Maxima?
The Nissan Maxima has higher-than-average insurance costs compared to other Nissan models and compared to the national average of $1,311 per year. The average annual car insurance premium for a Nissan Maxima is $1,766.67.
| Insurance Companies | Average Annual Cost |
|---|---|
| Erie | $1,500 |
| Nationwide | $1,710 |
| Mercury Insurance Company | $1,713 |
| USAA | $1,752 |
| Auto-Owners | $1,924 |
| Plymouth Rock Assurance | $2,001 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $147.22 | $1,766.67 |
How Much Is Car Insurance for a Nissan Murano?
The Nissan Murano is a midsize crossover SUV. You can insure your Murano for around $1,411.14 per year depending on where you live and other factors.
| Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide | $1,121 |
| Erie | $1,321 |
| Vermont Mutual | $1,326 |
| Mercury Insurance Company | $1,475 |
| USAA | $1,502 |
| Progressive | $1,562 |
| Plymouth Rock Assurance | $1,571 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $117.60 | $1,411.14 |
How Much Is Car Insurance for a Nissan Pathfinder?
The Nissan Pathfinder SUV has an average annual insurance cost of $1,474.57. Your rates will be more or less than this average depending on the model year and a host of other factors like where you live, your age, and your gender.
| Insurance Companies | Average Annual Cost |
|---|---|
| Nationwide | $1,218 |
| Vermont Mutual | $1,376 |
| Erie | $1,441 |
| Mercury Insurance Company | $1,454 |
| USAA | $1,540 |
| Progressive | $1,629 |
| Plymouth Rock Assurance | $1,664 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $122.88 | $1,474.57 |
How Much Is Car Insurance for a Nissan Rogue?
The Nissan Rogue has an average insurance cost of $1,272.50 per year, making it one of the least expensive Nissan models to insure among insurance companies we reviewed.
| Insurance Companies | Average Annual Cost | |
|---|---|---|
| Nationwide | $1,072 | |
| Vermont Mutual | $1,078 | |
| Erie | $1,266 | |
| USAA | $1,302 | |
| Arbella | $1,430 | |
| Progressive | $1,487 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $122.88 | $1,272.50 |
How Much Is Car Insurance for a Nissan Sentra?
The Nissan Sentra has an average insurance cost of $1,398.50 per year. You’ll pay more or less than average depending on where you live, your age, your gender, and the model year that you purchase.
| Insurance Companies | Average Annual Cost |
|---|---|
| Erie | $1,170 |
| Vermont Mutual | $1,283 |
| USAA | $1,309 |
| Nationwide | $1,362 |
| Mercury Insurance Company | $1,632 |
| Plymouth Rock Assurance | $1,635 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $116.54 | $1,398.50 |
How Much Is Car Insurance for a Nissan Titan?
The Nissan Titan is a full-size pickup truck with a powerful V-8 engine. The Titan has an average insurance cost of $1,489.33 per year, making it one of the more expensive Nissans to insure among the insurance companies we reviewed.
| Insurance Companies | Average Annual Cost |
|---|---|
| Erie | $1,336 |
| Nationwide | $1,397 |
| Vermont Mutual | $1,412 |
| USAA | $1,525 |
| Plymouth Rock Assurance | $1,620 |
| Mercury Insurance Company | $1,646 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $124.11 | $1,489.33 |
How Much Is Car Insurance for a Nissan Versa?
The Nissan Versa has an average insurance cost of $1,326.83 per year. Your insurance rates for a Nissan Versa will be higher or lower than average depending on where you live, your age, gender, and several other factors.
| Insurance Companies | Average Annual Cost |
|---|---|
| Erie | $1,079 |
| Vermont Mutual | $1,233 |
| Nationwide | $1,247 |
| USAA | $1,315 |
| Mercury Insurance Company | $1,484 |
| Plymouth Rock Assurance | $1,603 |
| Average cost to insure per month: | Average cost to insure per year: |
|---|---|
| $110.57 | $1,326.83 |
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Our independent agents shop around to find you the best coverage.
What Other Factors Affect Nissan Insurance Costs?
The make and model of your car are two of the most important factors for determining your car insurance premiums. But numerous other factors also play a role in your car insurance premiums, including:
- Your age, gender, and marital status
- Your credit score
- Where you live
- The amount of coverage and deductible that you choose
Every insurance company has its own proprietary method for calculating insurance rates, which is why you’ll see a range of premiums for the same make and model. But most companies also offer a wide range of car insurance discounts that can help you save money on your car insurance premiums.
An independent insurance agent can help you find the best rates in your area, and can help you make sure that you take advantage of all the discounts for which you are eligible.
FAQs about Nissan Insurance
We compared several Nissan models and found that the average cost of insurance coverage is $1,529.02 per year. This is higher than the national average. You’ll be able to find Nissan insurance that is above or below average, depending on the make, model, and other factors.
We found that the Nissan GT-R is the most expensive model to insure among the insurance companies we reivewed. The average annual insurance cost for a GT-R according to our research is $2,926.
The Nissan Frontier is the cheapest Nissan model to insure, according to our research. The average cost to insure a Frontier is $1,077 per year, which is well below the national average car insurance premium of $1,311.
How to Save the Most Money on Nissan Insurance
You can save the most money on Nissan insurance by working with an independent insurance agent in your area. Independent agents can compare coverage and quotes from multiple insurance companies, allowing you to choose the best option for your needs and budget. Your agent will also help you maximize the discounts you can apply to your premium, getting you the best possible rate.
https://www.thezebra.com/auto-insurance/vehicles/nissan/370z/
https://www.thezebra.com/auto-insurance/vehicles/nissan/altima/
https://www.thezebra.com/auto-insurance/vehicles/nissan/armada/
https://www.thezebra.com/auto-insurance/vehicles/nissan/frontier/
https://www.thezebra.com/auto-insurance/vehicles/nissan/gt-r/
https://www.thezebra.com/auto-insurance/vehicles/nissan/leaf/
https://www.thezebra.com/auto-insurance/vehicles/nissan/maxima/
https://www.thezebra.com/auto-insurance/vehicles/nissan/murano/
https://www.thezebra.com/auto-insurance/vehicles/nissan/pathfinder/
https://www.thezebra.com/auto-insurance/vehicles/nissan/rogue/
https://www.thezebra.com/auto-insurance/vehicles/nissan/sentra/
https://www.thezebra.com/auto-insurance/vehicles/nissan/titan/
https://www.thezebra.com/auto-insurance/vehicles/nissan/versa/