Federal Government Home Insurance Discounts
If you work for the government, you could be saving a great deal of money on your home insurance.
Written by
Christine Lacagnina has written thousands of insurance-based articles for TrustedChoice.com by authoring consumable, understandable content.
Reviewed by
Paul Martin is the Director of Education and Development for Myron Steves, one of the largest, most respected insurance wholesalers in the southern U.S.
No matter which sector of the government you work for, you may be eligible to save money on your home insurance. Many carriers offer home insurance discounts to federal government employees. While the discounts offered by one insurance company may vary from another, typically, you'll find several options to save money regardless of which one you go through.
An independent insurance agent can not only help you get equipped with the right homeowners insurance but also help find you any discounts you qualify for. They'll make sure you're saving all the money possible on your premiums. But for starters, let's take a closer look at some federal government home insurance discounts.
What Are Federal Government Home Insurance Discounts?
If you work for the federal government, some insurance companies will offer you home insurance discounts on your premiums in recognition of your service. A few of the government divisions that could qualify for home insurance discounts are:
- Internal Revenue Service
- U.S. Postal Service
- Federal Bureau of Investigation
- The justice system (e.g., federal prosecutors and judges)
- Federal Reserve
- Department of Agriculture
- Department of Education
- Department of Health and Human Services
- Department of Interior
- Department of Transportation
- Federal Communications Commission
- National Security Council
- U.S. International Trade Commission
An independent insurance agent can easily help you find out for sure if you qualify to receive any federal government home insurance discounts on your coverage.
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How to Get Federal Government Home Insurance Discounts
Securing a discount on your home insurance is simple. A federal government employee discount is also known as a group discount, one of the easiest home insurance discounts to qualify for. Here are three options for finding these discounts:
- Ask your coworkers: Start with your coworkers, boss, union rep., or HR department. Ask if there’s a discount program you'd qualify for with a particular insurance company.
- Ask an independent insurance agent: If you know you’ll get a discount with a certain company, let your agent know that right away. But if you’re unsure, let the agent check for you. Some insurance companies may offer a general federal employee discount as a thank you for your service.
- Shop and compare policies: Your independent insurance agent can provide you with a few quotes to choose from. If that’s the case, don’t automatically go for the cheapest option. Slightly more expensive options could offer more discounts and better coverage. Your agent can also advise on which policy offers the best blend of coverage, discounts, and overall cost.
Finding federal government home insurance discounts is easy, especially when you realize all the options you have. Don't hesitate to ask your independent insurance agent to check for any new discounts you may have missed when you first purchased coverage as well.
Why Work with an Independent Insurance Agent?
Independent insurance agents are experts in finding you the right kind of home insurance and any federal government discounts you qualify for. They can shop and compare policies from many different insurance companies for you, then present you with only the best quotes together in one place. Also, they're available down the road to help you file claims if you ever need to.