Dryden Mutual Insurance Company Review 2025
Trusted Choice's Dryden Mutual Insurance Company Score

4 Stars
We award Dryden Mutual Insurance Group a final rating of 4 out of 5 stars. Dryden Mutual’s extensive history in the insurance industry is both noteworthy and impressive, with more than a century and a half of experience under its belt. The carrier provides many coverage solutions for individuals and several categories for niche businesses. The insurance company is highly rated through AM Best and the Better Business Bureau.
Dryden Mutual was founded in 1860 and is headquartered in Dryden, New York. If you're located in New York and in need of personal or commercial coverage, don't hesitate to ask your independent insurance agent about Dryden Mutual.
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To find insurance in your state, use our national insurance company directory to find the best company to meet your needs. You can locate insurance companies that specialize in your specific coverage needs and get connected to an agent near you.
Dryden Mutual Insurance Products by Type
Dryden Mutual offers a variety of coverage solutions for individuals and businesses. Its products include:
Business Insurance:
- Commercial multi-peril insurance
- Business owners insurance
- Craft 12 contractors insurance
Personal Insurance:
- Homeowners insurance
- Manufactured homeowners insurance
- Secondary homeowners insurance
- Dwelling fire insurance
What Discounts Does Dryden Mutual Offer?
Dryden Mutual does not make information about its specific coverage discounts readily available. However, an independent insurance agent can help you find out the exact discounts offered by Dryden Mutual. Your agent can also provide you with quotes for any type of coverage you're interested in.
Dryden Mutual Customer Service
Dryden Mutual encourages customers to file claims through their independent insurance agent. The carrier provides the following customer service options:
- Phone
- Emergency claims reporting phone department
- Fax claims reporting
- Snail mail
- Contact form on website
Customer service phone department has the following hours restrictions:
Days | Hours (EST) | ||
Monday-Friday | 8:30 a.m. - 4:30 p.m. | ||
Saturday | CLOSED | ||
Sunday | CLOSED |
To ensure a great customer service experience, work together with an independent insurance agent. These agents can help handle claims and other matters for you so you can relax and enjoy your coverage.
Dryden Mutual Insurance FAQs
Dryden Mutual allows customers to file claims through their agents, by fax or email, or over the phone after hours or in emergency situations. The carrier’s official website does not make a specific claims response timeframe promise.
Dryden Mutual’s phone line for customer service issues is available at standard hours, Monday-Friday. The insurance company allows customers to file claims through their agent, over the phone in special cases, or through email, snail mail, or fax. The carrier also has a social media presence on Facebook and LinkedIn, which makes it a bit more accessible to customers.
Dryden Mutual allows customers to file claims in a couple of different ways. While the carrier breaks down the information customers need to file claims and how to file, it does not detail its actual claims process. If customers have further questions about the carrier’s claims process, they can ask their independent insurance agent or call the carrier directly.
Dryden Mutual could benefit from adding online claims reporting to the official website, as well as more details about the claims process. The website could also benefit from including more information about the carrier's insurance products and providing more details about the coverage. The carrier has a social media presence, but it’s not quite as strong as many other carriers today. Overall, Dryden Mutual could stand to make a couple of improvements in the user-friendliness department.
Dryden Mutual provides a large selection of coverages for individuals as well as several types of niche businesses. The carrier offers coverage for the following businesses and commercial properties:
- Apartment buildings
- Parking garages
- Bakeries
- Beauty parlors
- Hunting camps
- Laundromats
- Restaurants, diners, and pizza shops
- Seasonal businesses
- Sporting goods stores
- Taverns and bars
- Convenience stores
- Farms
This list of business insurance available from Dryden Mutual is not exhaustive. Your independent insurance agent can help you find even more information about Dryden Mutual’s commercial lines insurance, as well as its many personal lines coverages.
Dryden Mutual has an extensive history in the insurance industry. The carrier has high ratings through AM Best and the BBB. Dryden Mutual provides several coverage options in both commercial and personal lines. Overall, Dryden Mutual can indeed be considered a good insurance company.
Dryden Mutual's insurance products may be right for residents and business owners in the state of New York. If you're located in New York, ask your independent insurance agent to help you look further into Dryden Mutual.
https://drydenmutual.com/
https://ratings.ambest.com/CompanyProfile.aspx?BL=0&ambnum=1908&AltNum=13721908&AltSrc=3
https://www.bbb.org/us/ny/dryden/profile/insurance-companies/dryden-mutual-insurance-company-0041-8000228