Dryden Mutual Insurance Company Review 2025

Dryden Mutual has outstanding official ratings and sells commercial and personal insurance products in the state of New York.
Christine Lacagnina Written by Christine Lacagnina
Christine Lacagnina
Written by Christine Lacagnina

Christine Lacagnina has written thousands of insurance-based articles for TrustedChoice.com by authoring consumable, understandable content.

Updated

Trusted Choice's Dryden Mutual Insurance Company Score

4 Stars


We award Dryden Mutual Insurance Group a final rating of 4 out of 5 stars. Dryden Mutual’s extensive history in the insurance industry is both noteworthy and impressive, with more than a century and a half of experience under its belt. The carrier provides many coverage solutions for individuals and several categories for niche businesses. The insurance company is highly rated through AM Best and the Better Business Bureau.

Dryden Mutual was founded in 1860 and is headquartered in Dryden, New York. If you're located in New York and in need of personal or commercial coverage, don't hesitate to ask your independent insurance agent about Dryden Mutual.

Dryden Mutual Pros and Cons:

Pros: Cons:
Longstanding carrier
Coverage is only available in New York
Offers a variety of insurance products
No online claims reporting
Offers coverage for individuals and businesses
Coverage details not listed on website
Offers coverage for many niche businesses
“A” (excellent) rating by AM Best
“A+” (excellent) rating by Better Business Bureau (BBB)
Strong financial stability

To find insurance in your state, use our national insurance company directory to find the best company to meet your needs. You can locate insurance companies that specialize in your specific coverage needs and get connected to an agent near you.

Dryden Mutual Insurance Products by Type

Dryden Mutual offers a variety of coverage solutions for individuals and businesses. Its products include:

What Discounts Does Dryden Mutual Offer?

Dryden Mutual does not make information about its specific coverage discounts readily available. However, an independent insurance agent can help you find out the exact discounts offered by Dryden Mutual. Your agent can also provide you with quotes for any type of coverage you're interested in.

Dryden Mutual Customer Service

Dryden Mutual encourages customers to file claims through their independent insurance agent. The carrier provides the following customer service options:

  • Phone 
  • Email
  • Emergency claims reporting phone department
  • Fax claims reporting
  • Snail mail 
  • Contact form on website

Customer service phone department has the following hours restrictions:



Days Hours (EST)


Monday-Friday 8:30 a.m. - 4:30 p.m.


Saturday CLOSED


Sunday CLOSED

To ensure a great customer service experience, work together with an independent insurance agent. These agents can help handle claims and other matters for you so you can relax and enjoy your coverage. 

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Dryden Mutual Insurance FAQs

Dryden Mutual allows customers to file claims through their agents, by fax or email, or over the phone after hours or in emergency situations. The carrier’s official website does not make a specific claims response timeframe promise.

Dryden Mutual’s phone line for customer service issues is available at standard hours, Monday-Friday. The insurance company allows customers to file claims through their agent, over the phone in special cases, or through email, snail mail, or fax. The carrier also has a social media presence on Facebook and LinkedIn, which makes it a bit more accessible to customers.

Dryden Mutual allows customers to file claims in a couple of different ways. While the carrier breaks down the information customers need to file claims and how to file, it does not detail its actual claims process. If customers have further questions about the carrier’s claims process, they can ask their independent insurance agent or call the carrier directly.

Dryden Mutual could benefit from adding online claims reporting to the official website, as well as more details about the claims process. The website could also benefit from including more information about the carrier's insurance products and providing more details about the coverage. The carrier has a social media presence, but it’s not quite as strong as many other carriers today. Overall, Dryden Mutual could stand to make a couple of improvements in the user-friendliness department.

Dryden Mutual provides a large selection of coverages for individuals as well as several types of niche businesses. The carrier offers coverage for the following businesses and commercial properties:

  • Apartment buildings
  • Parking garages
  • Bakeries
  • Beauty parlors
  • Hunting camps
  • Laundromats
  • Restaurants, diners, and pizza shops
  • Seasonal businesses
  • Sporting goods stores
  • Taverns and bars
  • Convenience stores
  • Farms

This list of business insurance available from Dryden Mutual is not exhaustive. Your independent insurance agent can help you find even more information about Dryden Mutual’s commercial lines insurance, as well as its many personal lines coverages.

Dryden Mutual has an extensive history in the insurance industry. The carrier has high ratings through AM Best and the BBB. Dryden Mutual provides several coverage options in both commercial and personal lines. Overall, Dryden Mutual can indeed be considered a good insurance company.

Dryden Mutual's insurance products may be right for residents and business owners in the state of New York. If you're located in New York, ask your independent insurance agent to help you look further into Dryden Mutual.

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https://drydenmutual.com/

https://ratings.ambest.com/CompanyProfile.aspx?BL=0&ambnum=1908&AltNum=13721908&AltSrc=3

https://www.bbb.org/us/ny/dryden/profile/insurance-companies/dryden-mutual-insurance-company-0041-8000228