K&K Insurance Company Review 2025
Written by
Christine Lacagnina has written thousands of insurance-based articles for TrustedChoice.com by authoring consumable, understandable content.
Reviewed by
Cara Carlone is a licensed P&C agent with 20 years of experience. She has her P&C license in RI and TX and holds CPCU, API, and AINS designations.
Trusted Choice's K&K Insurance Score
3 Stars
We award K&K Insurance a final rating of 3 out of 5 stars. To begin with, K&K has a long history and unsurpassed depth of experience in the specialty markets it services, making it an excellent option if you’re an association or business owner in one of these niche industries. Its high ratings and accreditation from the Better Business Bureau speak to its strength and stability as an organization. However, K&K is not rated by AM Best.
K&K Insurance was founded in 1952 and is headquartered in Fort Wayne, IN. Today, K&K is one of the largest managing general underwriters in the United States. Many types of special event insurance, specialty coverage, and commercial coverage are available. Customers can get insurance for weddings, campgrounds, and more. Coverage is sold nationwide.
K&K Insurance Group is a subsidiary of Aon, which is a leading global professional services firm providing a broad range of risk, retirement, and health solutions. While K&K has not been individually rated by AM Best, the industry ratings service has affirmed the A (excellent) rating of Aon Corporation’s key insurance underwriting subsidiaries.
K&K works with independent insurance agents, which makes obtaining customer service and claims help easier. However, there's a concerningly large volume of negative customer feedback on the web.
The carrier's official website would greatly benefit from adding the option to request quotes online. K&K also does not publish any discount or claims process information. Overall, we say go ahead and look into K&K Insurance with the help of your independent insurance agent. You just may also want to survey some additional options.
K&K Insurance Pros and Cons:
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To find insurance in your state, use our national insurance company directory to find the best company to meet your needs. You can locate insurance companies that specialize in your specific coverage needs and get connected to an agent near you.
K&K Insurance Products by Type
K&K Insurance offers several types of specialty and commercial insurance. The carrier's products include the following:
Specialty Insurance:
- Camp insurance
- Campground insurance
- Resort and guest ranch insurance
- Youth day camp insurance
Business Insurance:
K&K Insurance Special Event Insurance Average Prices
K&K Insurance does not make its average prices readily available. There's also no way to request quotes online, leaving customers no choice but to contact the carrier directly. An independent insurance agent can also help you find more information about K&K Insurance's average rates.
What Discounts Does K&K Offer?
K&K does not make information about its specific discounts or reward programs readily available. An independent insurance agent can help you find more information about exact discounts and other ways to save with K&K, as well as provide you with quotes and help answer any other questions you may have.
K&K Insurance Customer Service
Here's a summary of K&K Insurance's customer service options and availability.
- Phone
- Snail mail
- Online contact form
- Online, phone, email, and fax claims reporting
The customer service phone department has the following hour restrictions:
| Days | Hours (ET) | ||
| Monday-Friday | 8:00 a.m. - 5:00 p.m. | ||
| Saturday | CLOSED | ||
| Sunday | CLOSED |
The best way to handle your customer service needs is by working with a local independent insurance agent. These agents help make customer service easier for you by handling claims and other concerns.
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K&K Insurance FAQs
K&K does not publicize a claim response time frame for any type of claim. Customers can file claims via phone, fax, email, or online.
K&K offers general customer service by phone Monday through Friday, 5:00 a.m. to 5:00 p.m. Customers can also reach the insurance company by phone, fax, and email. Service can also be obtained through the customer’s independent insurance agent. The carrier also has a social media presence on Facebook, LinkedIn, Instagram, and X.
K&K does not outline its claims process. The official website instructs customers on how to file. An independent insurance agent can also file claims for you directly.
K&K’s official website has a bit of a confusing layout. There's no information provided about the claims process or discounts. Customers also cannot request quotes online. Overall, K&K falls quite short in the user-friendliness department.
K&K has a lot of specialty products, such as many different types of special event insurance. If you're in need of specialized coverage, K&K may have the product you're seeking.
K&K is not individually rated by AM Best, so there's no way to gauge its financial strength. The carrier does have a high rating by the BBB and is accredited. However, there's a good amount of poor customer feedback spotted across the web. It's also difficult to find much information about K&K's pricing, discounts, and claims process. Overall, we're hesitant to call K&K a good insurance company.
K&K Insurance sells insurance nationwide, though not all products may be available in every state. Customers in search of special event insurance or other types of specialty insurance may find the coverage they need from K&K.
https://www.kandkinsurance.com
https://www.bbb.org/us/in/fort-wayne/profile/insurance-agency/kk-insurance-group-inc-0352-3344