King Insurance Company Review 2025
Written by
Christine Lacagnina has written thousands of insurance-based articles for TrustedChoice.com by authoring consumable, understandable content.
Reviewed by
Cara Carlone is a licensed P&C agent with 20 years of experience. She has her P&C license in RI and TX and holds CPCU, API, and AINS designations.
Trusted Choice's King Insurance Company Score
4 Stars
We award King Insurance a final rating of 4 out of 5 stars. The insurance company has been in the industry for nearly 30 years and offers several types of coverage for commercial and personal customers. The carrier's catalog ranges from mobile home insurance to professional liability insurance and beyond.
King Insurance was founded in 1996 in San Juan Capistrano, CA. The insurance company specializes in specialty property insurance. King Insurance claims to be a leader in manufactured and mobile home insurance as well as mobile home and RV park commercial insurance.
King offers coverage in nine states along and by the West Coast, including California, Oregon, Washington, Nevada, and Utah. King prides itself on offering customer service representatives fluent in Spanish and Portuguese.
We love that King works with independent insurance agents who can help customers find the exact coverage they need at the right price, file claims for them, and much more. Overall, if you're located in an area where coverage is offered, we recommend working together with an independent insurance agent to look into King Insurance as a candidate to be your next trusted carrier.
King Insurance Company Pros and Cons:
| Pros: | Cons: | ||||
|---|---|---|---|---|---|
|
|
||||
|
|
||||
|
|||||
|
|||||
|
To find insurance in your state, use our national insurance company directory to find the best company to meet your needs. You can locate insurance companies that specialize in your specific coverage needs and get connected to an agent near you.
King Insurance Specializes in These Industries:
Insurance/Financial Services
Protect your insurance / financial services business against risks like identity theft and workplace injuries with reliable insurance.
King Insurance Personal Coverage Types:
RV/Motorhome
Short Term/Sharing
Renters
Umbrella
Travel Trailer
King Insurance Products by Type
King Insurance offers a good selection of personal and business insurance products, including the following:
Business Insurance:
- Mobile home and RV park insurance
Personal Insurance:
- Non-standard auto insurance
- Manufactured and mobile home insurance
- Difficult-to-place homeowners insurance
- Travel insurance
King Insurance Business Insurance Average Prices
King Insurance does not publish information about its average coverage prices. Interested customers can contact the carrier directly or work with an independent insurance agent to request a quote. You can also find out how much a business insurance policy might cost you by using our business insurance calculator.
What Discounts Does King Insurance Offer?
King does not advertise its specific discounts directly. For information on coverage discounts, you'll need to work with an independent insurance agent. Your agent can provide you with coverage quotes and any discounts you qualify for, as well as how much they'll save you on your premiums. Independent insurance agents can also help you maintain your insurance policy and even file claims for you.
King Insurance Customer Service
Here's an overview of King's customer service options and availability:
- Phone
- Fax
- Snail mail
- Online claims reporting
The customer service phone department has the following hour restrictions:
| Days | Hours (PST) | |
| Monday-Friday | 8 a.m. - 4:30 p.m. | |
| Saturday-Sunday | CLOSED |
To ensure a great customer service experience, work together with an independent insurance agent. These agents can help handle claims and other matters for you so you can relax and enjoy your coverage.
Connect with a King Insurance Agent Today.
Shopping for insurance? King has you covered.
King Insurance FAQs
King does not specify a claims response time frame on its official website, but customers can easily file claims online or through an independent insurance agent.
King is available for customer contact via several mediums, including phone, fax, email, snail mail, and the web. The carrier's phone department is available Monday through Friday at standard hours.
King does not provide much detail about its claims process other than how to file. Customers can submit a claim form right through the official website and then receive a call back from the insurance company, or they can file claims directly through their independent insurance agent. An independent insurance agent can then keep the customer updated on the claims process, including an ETA for the final payment.
The fact that King sells its products through independent insurance agents creates a much more user-friendly experience for customers. However, the carrier's social media presence is limited to only Facebook and LinkedIn, and the official website could be updated with more information about the carrier's claims process, discounts, and more.
King Insurance offers a couple of types of business insurance, including professional liability insurance and cyber insurance. Product availability varies by location. For more specific coverage details, contact your independent insurance agent. King Insurance also provides convenient forms to request coverage quotes right through the official website.
King has been in the industry for nearly three decades. The carrier provides several different types of coverage for personal or commercial customers. The insurance company also provides several different mediums for customers to contact it and works with independent insurance agents to put customers first. Overall, King can be considered a good insurance company.
King Insurance's products may be right for individuals or professionals and business owners located in areas where coverage is available, including AZ, CA, CO, ID, TX, NM, NV, OR, and UT. King proudly advertises its Spanish and Portuguese-speaking claims representatives, which makes its products accessible to customers from many different backgrounds.
https://kingmga.com/contact/