Quincy Mutual Group Insurance Company Review

• Founded in 1851
• Offers coverage for individuals and businesses
• “A+” (excellent) rating by Better Business Bureau (BBB)
• “A+” (superior) rating by AM Best
• Offers multiple types of insurance
• Large network of 500 independent insurance agents
• Strong financial stability
• Coverage available in Massachusetts, Connecticut, and Rhode Island
• One of the nation's oldest and most respected insurance companies

Connecticut discounts

• Account credit: Offered to customers who insure automobile and homeowners policies, which can result up to 30% on homeowners policies and 10% on auto policies.
• Deductible discount: Offered to customers who choose a higher deductible, which will reduce the cost of a homeowners policy premium.
• Alarm discounts: This discount is offered to customers who have smoke detectors and burglar alarms installed in their house or business.
• New home discount: This discount is offered to customers if their home was built within the last 15 years. They may receive a discount of up to 20% off their policy.
• Loss free: A reduction in policy premium is offered to customers who have not had a loss to their home in the past three years. 
• Superior construction: A premium discount offered to customers who have homes built entirely with non-combustible materials.

Automobile insurance discounts

• Account credit: Offered to customers who insure automobile and homeowners policies, which can result up to 30% on homeowners policies and 10% on auto policies.
• Deductible discounts: Customers who choose a higher deductible on collision and/or other than collision coverages will receive a reduced premium.
• Multi-car discount: Customers are eligible for an additional discount if two or more of their autos are insured with Quincy Mutual.
• Good driver discount: If all drivers on your policy have had no “at fault” accidents in three years, they will receive a 10% discount.
• Low mileage discount: This discount is offered to customers who drive a short distance to work or school.
• Anti-theft devices: This discount is offered to customers who have an automobile equipped with an anti-theft device. Customers may receive a discount of up to a 15% on their coverages (other than collision).
• Good student discount: This discount is offered to students who have a grade point average equal to or above a B or 3.00.
• Student away discount: This discount is offered to students who attend a school over 100 miles from a vehicle’s place of residence and are rated operators on a policy.
• Early issue: This discount is offered to customers who buy their insurance from Quincy Mutual Group at least five days before the effective date of the policy, and will receive a 3% premium discount on their policy for one year.

Massachusetts discounts

• Account credit: Offered to customers who insure automobile and homeowners policies, which can result up to 30% on homeowners policies and 10% on auto policies.
• Deductible discount: Customers who choose a higher deductible on collision and/or other than collision coverages will receive a reduced premium.
• Alarm credit: This discount is offered to customers who have smoke detectors and burglar alarms installed in their home.
• New home discount: This discount is offered to customers if their home was built within the last 15 years. They may receive a discount of up to 20% off their policy.
• Loss Free Credit: A discount to a customer’s policy premium is offered to customers who have not had a loss to their home in the past three years.
• Home safe credit: Massachusetts Affordable housing Alliance (MAHA) offers a workshop for homeowners. If a customer is a graduate of the workshop, they are eligible for a policy discount.
• Superior construction: A premium discount offered to customers who have homes built entirely with non-combustible materials.

Automobile insurance discounts

• Account credit: Offered to customers who insure automobile and homeowners policies, which can result up to 30% on homeowners policies and 10% on auto policies.
• Deductible discounts: Customers who choose a higher deductible on collision and/or other than collision coverages will receive a reduced premium.
• Low mileage discount: This discount is offered to customers who drive a short distance to work or school.
• Multi-car discount: Customers are eligible for an additional discount if two or more of their autos are insured with Quincy Mutual.
• Anti-theft devices: This discount is offered to customers who have a covered vehicle equipped with an anti-theft device. They could be eligible for a discount of up to a 35% on their comprehensive coverage.
• Good student discount: This discount is offered to students who have a grade point average equal to or above a B or 3.00.
• Student away discount: This discount is offered to students who attend a school over 100 miles from a vehicle’s place of residence and are rated operators on a policy.
• Early issue: This discount is offered to customers who buy their insurance from Quincy Mutual Group at least five days before the effective date of the policy, will receive a 3% premium discount on their policy for one year.

Rhode Island discounts

• Deductible discount: Customers who choose a higher deductible on collision and/or other than collision coverages will receive a reduced premium.
• Alarm discounts: This discount is offered to customers who have smoke detectors and burglar alarms installed in their house or business.
• New home discount: This discount is offered to customers if their home was built within the last 15 years, and may receive a discount of up to 20% off their policy.
• Loss free credit: This discount is offered to customers who have not had a loss to their home for one year, will receive a 2% discount. No loss to their home for two years, will receive a 5% discount. No losses for three full years, will receive an 10% decrease on their policy.
• Superior construction: A premium discount offered to customers who have homes built entirely with non-combustible materials.

Automobile insurance discounts

• Deductible discounts: Customers who choose a higher deductible on collision and/or other than collision coverages will receive a reduced premium.
• Low mileage discount: This discount is offered to customers who drive a short distance to work or school.
• Multi-car discount: Customers are eligible for an additional discount if two or more of their autos are insured with Quincy Mutual.
• Anti-theft devices: This discount is offered to customers who have a covered vehicle equipped with an anti-theft device. They could be eligible for a discount of up to a 35% on their comprehensive coverage.
• Good student discount: This discount is offered to students who have a grade point average equal to or above a B or 3.00.
• Student away discount: This discount is offered to students who attend a school over 100 miles from a vehicle’s place of residence and are rated operators on a policy.
• Early issue: This discount is offered to customers who buy their insurance from Quincy Mutual Group at least five days before the effective date of the policy, will receive a 5% premium discount on their policy for one year.

• Customer service availability - Quincy Mutual Group’s department for customer service has the following hours.

		Hours (Eastern)
		Monday-Friday	8am - 4:30pm
		Saturday	Closed
		Sunday	Closed