Why choose Encova Insurance for your insurance needs?

  • Encova is a super-regional carrier ranked in the top 20 mutual insurance companies in the United States, rated A (excellent) by AM Best, the leading provider of insurer ratings. 
  • Encova includes more than 1,100 associates writing in 28 states and the District of Columbia, premiums in excess of $1 billion, a surplus in excess of $1.96 billion and assets in excess of $4.8 billion. 
  • The group markets insurance solutions through more than 2,000 independent agencies in the Midwest, Northeast and South.
  • Our varied product offerings and dedicated service teams empower us to provide quality and timely insurance solutions to meet or exceed your needs.

Where does Encova Insurance do business?

Encova Insurance provides the following insurance coverages by state.

Business
Business & Personal
Personal
Personal & Life & Annuities
Life & Annuities
Life & Annuities & Business
All Insurance Categories

What business insurance does Encova Insurance offer?

Encova specializes in reliable BOPs and workers' compensation policies for their customers. By combining Motorists Insurance Group with Brickstreet Insurance, Encova is able to offer an expansion of business insurance products and services with decades of industry experience. From affordable commercial packages to outstanding risk management services, Encova pushes innovation for both their agents and policyholders with combined insights and professional assistance.

Participation with

26
States
1001
Industries

Business coverage types

Builders Risk
Business Owners Package (BOP)
Business Vehicle
Contractors Equipment
Cyber Liability
Directors & Officers
Employment Practices Liability
Errors & Omissions
General Liability
Inland Marine
Professional Liability
Property
Umbrella / Excess
Workers' Compensation

What personal insurance does Encova Insurance offer?

Encova helps customers with virtually all of their personal insurance needs with combined efforts and experience from Motorists Insurance Group and Brickstreet Insurance. Encova specializes specifically in home and auto insurance and uses decades of insight to provide consumers with the coverage they need at prices they can afford. Encova offers inclusive personalized coverage to protect against collision, personal injury, medical payments, property damage, and other unforeseen events.

Participation with

17
States
18
Coverage Types

Personal coverage types

ATV
ATV
Auto
Auto
Boat
Boat
Builders Risk Construction
Builders Risk / Construction
collectible auto
Collectible Auto
Condo
Condo
Earthquake
Earthquake
Farm
Farm
home
Home
identity fraud
Identity Fraud
Landlord
Landlord
Motorcycle
Motorcycle
Personal Watercraft
Personal Watercraft
Renters icon. Keys
Renters
Snowmobile
Snowmobile
Travel Trailer
Travel Trailer
Umbrella
Umbrella
Valuable Items
Valuable Items